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198 Indigo Cir, Smyrna, DE, 19977

3beds
2baths
1,500sqft
$165,000
$110price/sqft
$1,192/moest. monthly cost
$47,680/yrincome needed

About This Home

Welcome to Ridgewood Point, Smyrna, Delaware’s premier 55+ active adult community! Built in 2023, this beautifully designed home offers a bright, open-concept floor plan enhanced by gorgeous luxury vinyl plank flooring throughout the main living areas. The ample kitchen features a large center island, stainless steel appliances, abundant cabinetry, and plenty of space for cooking and gathering. This lovely home includes three comfortable bedrooms and two full baths, highlighted by a generous primary bedroom with a walk-in closet and private en suite bath complete with a walk-in shower. Start your mornings with coffee on the breezy covered front porch, or spend sunny afternoons relaxing or entertaining on the patio. This home comes complete with all appliances and a 10 x 14 custom shed included. Ideally situated just outside town limits, this charming home combines low-maintenance living with low property taxes and energy efficient affordability. Enjoy the privacy of this peaceful enclave yet conveniently close to shopping, restaurants, healthcare, Route 13 & Route 1 for easy access to points north and south. Land Lease $739.21 includes sewer service . Schedule your tour today!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

7/10
Smyrna Elementary SchoolGrades K-32.6 mi
5/10
Smyrna Middle SchoolGrades 7-83.5 mi
7/10
Smyrna High SchoolGrades 9-123.5 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Ranch/Rambler
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,500

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,500
  • Total interior livable area: 1,500 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: DC0002800024501198
  • Lease amount: 739.21
  • Zoning: RMH
  • Special condition: Standard
  • Exclusions: Deadbolt Lock On Front Door,Carbon Monoxide Detector (plug In),All Televisions And All Television Brackets,Small Freezer On Porch,2 Rocking Chairs On Porch,Cordless Doorbell W / Camera,Smart Thermostat.

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch,Patio
  • Exterior features: Sidewalks,Street Lights

Lot

  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 3
  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Winter Weather
Drought
Hurricane
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters Across Delaware Counties

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $834$10,008
Home Insurance *$50$600
Property Taxes $57$684
Electricity $251$3,021
Total$1,192$14,304
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,868/yr
40% on housing$35,760/yr
45% on housing$31,786/yr

Delaware FAIR Plan Programs

Insurance Placement Facility of Delaware

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,170Commercial: 57
Total Premiums$607,000
Total Exposure$249.53M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 8.7%
8.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$110This listing

vs Other Active Listings

Avg $/sqft

ZIP 19977$160
Kent County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 19977$200
Kent County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$162,500
2026-05-21Listed for sale$165,000
2026-05-05Listing removed$164,999
2026-04-10Price change$164,999
2026-03-31Price change$168,750
2026-02-28Listed for sale$170,000
2023-08-29Listing removed--
2023-04-12Listed for sale$131,900

For Sale by Agent

AgentSusan Fitzwater
BrokerageRE/MAX Advantage Realty

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