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1092 State Highway 120, Mooresboro, NC, 28114

2beds
1baths
1,737sqft
$349,000
$201price/sqft
$2,317/moest. monthly cost
$92,680/yrincome needed

About This Home

Country living at its finest! Nestled on 19.84 beautiful acres, this spacious home offers privacy, potential, and room to grow. The charming exterior features classic rock accents that add warmth and character to the property. Inside, you’ll find two comfortable bedrooms, one full bath, a welcoming living room, and a separate family room—providing multiple living spaces for relaxing or entertaining. The layout offers flexibility and comfort, making it easy to create the perfect gathering areas for family and friends. An unfinished basement offers ample storage space and the opportunity to expand and customize it to your needs. Outside, the possibilities truly shine. The property includes a massive concrete block building formerly used for a copper & steel fabrication and a frame shop business. This impressive structure offers multiple rooms, a bathroom, and a dedicated office space—ideal for entrepreneurs, hobbyists, workshop enthusiasts, or anyone needing substantial workspace. Whether you’re looking to operate a business, create a private retreat, or simply enjoy wide-open country living with incredible versatility, this property delivers unlimited potential.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

9/10
5/10
Chase Middle SchoolGrades 6-85.7 mi
6/10
Chase High SchoolGrades 9-125.9 mi

Construction

Condition

  • Year built: 1954

Materials

  • Roof: Composition
  • Construction materials: Stone,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Oven,Refrigerator
  • Laundry features: In Basement,Main Level

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Unfinished

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Dining Area

  • Level: Main

Family Room

  • Level: Main

Features

  • Fireplace features: Gas
  • Finished area below ground: 0
  • Finished area above ground: 1,737

Heating & Cooling

  • Heating features: Heat Pump,Propane,Other
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,737
  • Total interior livable area: 1,737 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 1655929
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch

Lot

  • Lot size: 19.84 Acres
  • Features: Cleared,Level,Private,Wooded

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Ice Storm
Cold Wave
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters in Rutherford County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,764$21,168
Home Insurance *$173$2,076
Property Taxes $180$2,160
Electricity $200$2,405
Total$2,317$27,804
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,440/yr
40% on housing$69,510/yr
45% on housing$61,786/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 8.5%
8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$201This listing

vs Other Active Listings

Avg $/sqft

ZIP 28114$175
Rutherford County$228

vs Homes Sold Last Month

Median $/sqft

ZIP 28114$145
Rutherford County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-15Price change$329,000
2026-03-26Price change$349,000
2026-02-18Listed for sale$399,000

For Sale by Agent

AgentSonja Smith
BrokerageOdean Keever & Associates, Inc.

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