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2845 Ensemble Ct, Charlotte, NC, 28262

4beds
4baths
2,632sqft
$530,000
$201price/sqft
$3,503/moest. monthly cost
$140,120/yrincome needed

About This Home

INCREDIBLE OPPORTUNITY IN UNIVERSITY RESEARCH PARK!!!!!!!! Ask about up to $10,000 in DOWNPAYMENT & CLOSING COST ASSISTANCE available for eligible buyers! This modern end-unit townhome is strategically positioned in one of Charlotte's fastest-growing innovation corridors, offering exceptional access to major employment centers including University Research Park, UNC Charlotte, Atrium Health, Novant Health, TIAA, Wells Fargo, IBM, Vanguard, and numerous technology and research employers—perfect for corporate relocation buyers or anyone seeking a shorter commute and more time to enjoy life outside of work. Located in the desirable Aria at the Park community, residents enjoy a resort-style pool, cabana, walking paths, and convenient access to I-85, I-485, Concord Mills, dining, shopping, entertainment, and the expanding University City area. What truly sets this home apart is its premium end-unit location tucked away in a cul-de-sac, offering additional privacy with mature greenery and trees surrounding the side and rear of the home. Entertain with ease thanks to the abundant nearby parking—ideal for buyers who love hosting friends and family. The thoughtfully designed floorplan features a spacious lower-level ensuite with soaring ceilings and a luxurious bathroom showcasing floor-to-ceiling tile, creating a private retreat perfect for guests, multigenerational living, a home office, or roommate flexibility. This home offers the lifestyle today's buyers are searching for: modern design, flexible living spaces, low-maintenance ownership, proximity to employment hubs, and strong long-term growth potential—where location, connectivity, and opportunity all operate at maximum efficiency. Gently lived in and exceptionally maintained, this home provides the feel of new construction without the wait. Perfect for first-time buyers, professionals, healthcare workers, university employees, and anyone seeking a convenient commute with access to Charlotte's most dynamic growth areas. A community with resort-style amenities, green space, and this level of accessibility is increasingly hard to find in Charlotte. Buyer may qualify for special financing programs and grant assistance. Contact listing agent for details.

Getting Around

14
WalkingCar-Dependent
25
TransitSome Transit
31
BikeSomewhat Bikeable

Schools

2/10
Ridge Road Middle SchoolGrades 6-83.2 mi
4/10
Mallard Creek HighGrades 9-122.4 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Slab
  • Construction materials: Brick Partial,Shingle/Shake,Vinyl

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Disposal,Dryer
  • Laundry features: In Unit

Bathroom Full

  • Features: Ceiling Fan(s)
  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,632

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,464
  • Total interior livable area: 2,632 sqft

Kitchen

  • Level: Main

Primary Bedroom

  • Features: Ceiling Fan(s),Garden Tub,Tray Ceiling(s)
  • Level: Upper

Property

Details

  • Parcel number: 04715314
  • Zoning: UR-2(CD)
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 3
  • Entry location: Lower

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,679$32,148
Home Insurance *$245$2,940
Property Taxes $334$4,008
Electricity $245$2,941
Total$3,503$42,036
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,102/yr
40% on housing$105,090/yr
45% on housing$93,413/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$201This listing

vs Other Active Listings

Avg $/sqft

ZIP 28262$174
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28262$196
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Listing removed$3,140
2026-07-29Listed for rent$3,140
2026-06-11Listed for sale$530,000
2020-11-24Sold$379,500

For Sale by Agent

AgentAkilah Walton
BrokerageERA Live Moore

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