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11005 Cobb Creek Ct, Charlotte, NC, 28277

3beds
3baths
2,342sqft
$550,000
$235price/sqft
$3,456/moest. monthly cost
$138,240/yrincome needed

About This Home

This spacious 3-bedroom, 2.5-bathroom townhome offers an open and inviting floorplan, perfect for modern living. The large windows flood the home with natural light, highlighting the beautiful design and enhancing the airy feel throughout. At the heart of the home is the impressive kitchen featuring a large island, ideal for meal prep, casual dining, or entertaining. With ample counter space and a generously-sized pantry, this kitchen is a dream for any home chef. Enjoy the convenience of a location just minutes from top-tier shopping, dining, and entertainment options. Whether you're running errands or enjoying a night out, everything you need is right at your doorstep. This townhome combines style, comfort, and an unbeatable location—schedule a tour today!

Getting Around

25
WalkingCar-Dependent
15
TransitMinimal Transit
26
BikeSomewhat Bikeable

Schools

9/10
Hawk Ridge ElementaryGrades K-50.4 mi
10/10
Community House MiddleGrades 6-80.7 mi
9/10
Ardrey Kell HighGrades 9-121.1 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Slab
  • Construction materials: Vinyl

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Refrigerator,Wall Oven
  • Laundry features: Upper Level

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Area

  • Level: Main

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,342

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,342
  • Total interior livable area: 2,342 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 22337504
  • Zoning: MX-2
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main

Lot

  • Lot size: 0.07 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Inland Flooding

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$158$1,896
Property Taxes $299$3,588
Electricity $218$2,617
Total$3,456$41,472
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,491/yr
40% on housing$103,680/yr
45% on housing$92,160/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$235This listing

vs Other Active Listings

Avg $/sqft

ZIP 28277$249
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28277$269
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Price change$577,000
2026-04-02Price change$587,000
2026-03-12Price change$594,000
2026-01-29Price change$600,000
2025-12-11Price change$606,000
2025-10-09Price change$624,000
2025-09-18Price change$630,000
2025-08-14Price change$640,000
2025-07-24Price change$649,000
2025-07-03Price change$656,000
2025-06-12Price change$664,000
2025-05-22Price change$669,000
2025-05-01Price change$675,000
2025-04-17Price change$680,000
2025-03-13Price change$685,000
2025-03-02Listed for sale$702,000
2024-11-25Sold$633,500
2020-09-17Sold$536,000

For Sale by Agent

AgentLisa Belk
BrokerageMark Spain Real Estate

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