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115 Thorncote Pl, Charlotte, NC, 28226

3beds
4baths
3,045sqft
$975,000
$320price/sqft
$6,052/moest. monthly cost
$242,080/yrincome needed

About This Home

Welcome to 115 Thorncote Place, a stunning two-story townhome built in 2021 by Arcadia in the highly desirable Sutton Hall community, ideally located near Olde Providence with easy access to everything SouthPark has to offer. A spacious foyer with tall ceilings welcomes you into the beautiful family room featuring a stone surrounded gas fireplace, custom built-in shelving and cabinetry, and an open-concept layout. The chef's kitchen is appointed with high-end appliances, a large marble island, appliance nook, wine refrigerator, and a gas range with four burners and a griddle. The bright dining area overlooks the fenced backyard, while custom motorized blinds in both the family and dining rooms provide added comfort and privacy. Step outside to the covered bluestone porch and fenced backyard, perfect for relaxing or entertaining, with gated access to the street. The main level also offers a generous laundry room with sink, convenient drop zone off the attached garage, pantry, and abundant storage with three additional closets. Upstairs, a wide hallway leads to the expansive primary suite featuring an oversized custom walk-in closet and a luxurious bath with dual vanities and a walk-in shower with two built-in benches. Two additional bedrooms each include en-suite baths, and a versatile flex space with rubber gym flooring provides the perfect area for fitness, office, or play. Additional hallway storage completes this exceptional home.

Getting Around

12
WalkingCar-Dependent
26
TransitSome Transit
21
BikeSomewhat Bikeable

Schools

6/10
Sharon ElementaryGrades K-52.3 mi
5/10
Carmel MiddleGrades 6-81.1 mi
5/10
South Mecklenburg HighGrades 9-124.6 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Slab
  • Construction materials: Brick Full

Other

  • Builder name: Arcadia

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Range,Microwave,Wine Refrigerator
  • Laundry features: Laundry Room,Main Level,Sink

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Exercise Room

  • Level: Upper

Family Room

  • Level: Main

Features

  • Built-in Features,Drop Zone,Kitchen Island,Open Floorplan,Walk-In Closet(s)
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Family Room,Gas Log
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 3,045

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 3,045
  • Total interior livable area: 3,045 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 18727403
  • Zoning: UR-2 (CD)
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Covered,Rear Porch
  • Fencing: Fenced

Lot

  • Lot size: 0.07 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,930$59,160
Home Insurance *$279$3,348
Property Taxes $560$6,720
Electricity $283$3,403
Total$6,052$72,624
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$207,497/yr
40% on housing$181,560/yr
45% on housing$161,386/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$320This listing

vs Other Active Listings

Avg $/sqft

ZIP 28226$277
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28226$303
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$975,000
2023-04-20Sold$865,000

For Sale by Agent

AgentSusan May
BrokerageCorcoran HM Properties

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