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445 Hudson Pl, Davidson, NC, 28036

5beds
4baths
2,858sqft
$764,950
$268price/sqft
$4,750/moest. monthly cost
$190,000/yrincome needed

About This Home

Neighborhood matters. Fabulous 5 bedroom, 3.5 bath home located in the highly sought after Westbranch neighborhood. Walkable to historic downtown Davidson and the college via Davidson's extensive greenway trail system. This well designed home boasts 2,858 SQ' of HLA and is situated on an approximately 0.213 acre lot that has a unique easement / open grass area on the right side of the house. It backs up to a 4.3 acre undeveloped tract of land making this heavily landscaped, terraced, fenced in backyard with a custom grilling area and patio feel private. There's plenty of room for a large garden. This backyard oasis is a wonderful place to the enjoy the outdoors. Immediately out the front door, you will find the neighborhood park and green with ample space for activities. Inside the home, the main level is bathed in natural light. The chef's kitchen is equipped with a large island, ample cabinetry, and stainless appliances including double ovens and quartz countertops. The kitchen, living room and owner's retreat all get great morning sunlight from the multiple windows on the rear of the house. The owner's retreat is located on the upper level and has a very spacious bath with a double vanity, soaking tub and separate shower. The fifth bedroom is currently being used as a large closet off the primary bath but could easily be turned back into a bedroom. One of the best design features of this home is the private guest suite that has an ensuite bath and its own staircase on the far side of the house. Please don't miss seeing this property; you won't be disappointed. Welcome Home!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
53
BikeBikeable

Schools

9/10
Davidson K-8 SchoolGrades K-81.4 mi
7/10
William Amos Hough HighGrades 9-121.0 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Slab
  • Construction materials: Fiber Cement

Other

  • Builder name: Lennar

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Disposal,Double Oven,Gas Cooktop,Ice Maker,Microwave,Wall Oven
  • Laundry features: Laundry Room,Upper Level

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Breakfast

  • Level: Main

Dining Room

  • Level: Main

Features

  • Kitchen Island,Walk-In Closet(s)
  • Door features: Insulated Door(s)
  • Window features: Insulated Windows
  • Flooring: Carpet,Laminate,Tile
  • Fireplace features: Gas Log,Living Room
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 2,858

Heating & Cooling

  • Heating features: Floor Furnace,Forced Air,Natural Gas,Zoned
  • Cooling features: Central Air,Electric,Zoned

Interior Area

  • Total structure area: 2,858
  • Total interior livable area: 2,858 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Office

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 00728217
  • Zoning: R100
  • Special condition: Standard
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Front Porch,Patio
  • Fencing: Back Yard
  • Waterfront features: None

Lot

  • Lot size: 0.21 Acres
  • Lot size dimensions: 67 x 138

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage Door Opener,Garage Faces Front,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,868$46,416
Home Insurance *$154$1,848
Property Taxes $462$5,544
Electricity $266$3,194
Total$4,750$57,000
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$162,857/yr
40% on housing$142,500/yr
45% on housing$126,666/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$268This listing

vs Other Active Listings

Avg $/sqft

ZIP 28036$335
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28036$309
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$749,950
2026-08-01Listed for sale$764,950
2020-06-29Sold$393,000

For Sale by Agent

AgentMike Kessler
BrokerageTSG Residential

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