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14619 Crosswater Ln, Charlotte, NC, 28278

3beds
2baths
2,251sqft
$698,000
$310price/sqft
$4,348/moest. monthly cost
$173,920/yrincome needed

About This Home

Located in the amenity-rich Regency at Palisades neighborhood, this meticulously maintained home is filled with thoughtful upgrades and custom details that make it a true standout. A striking custom steel front door welcomes you into an interior adorned with rich wood flooring, custom plantation shutters, and designer drapery panels throughout. Just off the entry, a private study or formal living room offers a quiet retreat. The open-concept layout seamlessly connects the gourmet kitchen, dining area, and living room, creating an ideal space for everyday living and entertaining. The stunning kitchen features crisp white cabinetry, a large prep island with a single-bay sink, a gas cooktop, a wall oven, an eye-catching tile backsplash, and beautifully customized pantry and butler’s pantry cabinetry. Sliding glass doors with a remote-controlled blind lead to a screened porch with cool travertine flooring, perfect for year-round enjoyment, overlooking a stone patio and a backyard enhanced with tasteful garden lighting and French drains. The oversized primary suite is a serene escape with a tray ceiling, dual vanities, a glass-enclosed tiled shower, and an impressive custom closet. A well-appointed laundry room with a utility sink, folding counter, and additional custom cabinetry makes daily tasks a pleasure, while two spacious secondary bedrooms share a hall bath. This exceptional home blends comfort, function, and elegance in every detail.

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

8/10
1/10
Southwest Middle SchoolGrades 6-83.1 mi
8/10
Palisades High SchoolGrades 9-111.1 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Slab
  • Construction materials: Fiber Cement

Other

  • Builder model: Forest Grove Wellesley
  • Builder name: Toll Brothers

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Bar Fridge,Dishwasher,Disposal,Exhaust Hood,Gas Cooktop,Gas Water Heater,Microwave,Wall Oven
  • Laundry features: Laundry Room,Main Level

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Breakfast

  • Level: Main

Dining Room

  • Level: Main

Features

  • Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s)
  • Window features: Insulated Windows
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Great Room
  • Finished area below ground: 0
  • Finished area above ground: 2,251

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,251
  • Total interior livable area: 2,251 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Primary Bedroom

  • Level: Main

Study

  • Level: Main

Property

Details

  • Parcel number: 21733655
  • Zoning: MX-3
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Covered,Front Porch,Rear Porch,Screened

Lot

  • Lot size: 0.17 Acres
  • Features: Private

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,529$42,348
Home Insurance *$209$2,508
Property Taxes $401$4,812
Electricity $209$2,515
Total$4,348$52,176
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$149,074/yr
40% on housing$130,440/yr
45% on housing$115,946/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$310This listing

vs Other Active Listings

Avg $/sqft

ZIP 28278$225
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28278$214
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Price change$698,000
2026-03-18Listed for sale$749,000
2021-10-28Sold$571,500

For Sale by Agent

AgentAnn-Dorthe Havmoeller
BrokerageHoward Hanna Allen Tate Charlotte South

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