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658 Uwharrie River Rd, Charlotte, NC, 28211

3beds
4baths
1,644sqft
$408,000
$248price/sqft
$2,594/moest. monthly cost
$103,760/yrincome needed

About This Home

Discover stylish, low-maintenance living in this beautifully appointed four-story townhome in Wendover Green, one of Charlotte’s most desirable and convenient communities. Featuring 3 bedrooms and 3.5 bathrooms, this move-in-ready home offers a bright, open-concept main level where the spacious living, dining, and kitchen areas flow effortlessly—perfect for entertaining or relaxing at home. Fresh paint, hardwood floors on the main living levels, hardwood staircases, and a two-car garage add comfort and value. Upstairs, a versatile retreat opens to a private rooftop terrace—an ideal setting for morning coffee, evening gatherings, or enjoying the Charlotte skyline. Residents enjoy a one-acre wooded preserve, private dog park, scenic green spaces, and a welcoming neighborhood atmosphere. Located in the heart of Cotswold, you’ll be minutes from SouthPark, Uptown, Plaza Midwood, and premier shopping, dining, and entertainment.

Getting Around

44
WalkingCar-Dependent
35
TransitSome Transit
22
BikeSomewhat Bikeable

Schools

--
Billingsville ElementaryGrades K-20.6 mi
4/10
Alexander Graham MiddleGrades 6-82.3 mi
7/10
Myers Park HighGrades 9-122.2 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick Partial,Fiber Cement

Type & Style

  • Home type: Townhouse
  • Architectural style: Modern
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Disposal,Dryer,Electric Oven,Electric Range,Electric Water Heater,Exhaust Fan,Freezer,Induction Cooktop,Microwave,Oven,Plumbed For Ice Maker,Refrigerator,Self Cleaning Oven,Washer,Washer/Dryer
  • Laundry features: Electric Dryer Hookup,In Unit,Inside,Laundry Closet,Upper Level

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Third

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Breakfast Bar,Kitchen Island,Open Floorplan,Pantry,Storage,Walk-In Closet(s)
  • Door features: Insulated Door(s),Screen Door(s),Sliding Doors
  • Window features: Window Treatments
  • Finished area below ground: 0
  • Finished area above ground: 1,644

Heating & Cooling

  • Heating features: Central,Electric,Forced Air,Heat Pump,Zoned
  • Cooling features: Central Air,Electric,Heat Pump,Zoned

Interior Area

  • Total structure area: 1,372
  • Total interior livable area: 1,644 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Primary Bedroom

  • Level: Upper

Property

Accessibility

  • Accessibility features: Two or More Access Exits,Lever Door Handles,Swing In Door(s)

Details

  • Parcel number: 15707426
  • Zoning: townhome
  • Special condition: Standard

Features

  • Levels: Four
  • Stories: 4
  • Entry location: Main
  • Patio & porch: Balcony,Terrace
  • Exterior features: Rooftop Terrace

Lot

  • Lot size: 0.03 Acres
  • Features: Wooded

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage Door Opener,Garage Faces Rear,On Street,Tandem,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,063$24,756
Home Insurance *$82$984
Property Taxes $249$2,988
Electricity $200$2,405
Total$2,594$31,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,937/yr
40% on housing$77,820/yr
45% on housing$69,173/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$248This listing

vs Other Active Listings

Avg $/sqft

ZIP 28211$426
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28211$414
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$408,000
2023-04-20Listing removed--
2023-04-02Listed for rent$2,400
2020-11-02Sold$390,000

For Sale by Agent

AgentStephen Scott
BrokerageRealty Dynamics Inc.

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