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620 Amalfi Dr, Davidson, NC, 28036

4beds
4baths
1,997sqft
$519,900
$260price/sqft
$3,272/moest. monthly cost
$130,880/yrincome needed

About This Home

Beautiful 3-story middle-unit townhouse in the heart of Davidson! With 4 bedrooms, 3.5 baths, and 1,997 sq ft, this home offers space, comfort, and convenience. The main level features open living and dining areas and a modern kitchen ideal for entertaining. The upper level includes a spacious primary suite with ensuite bath plus two additional bedrooms. The lower level offers a private bedroom and full bath—perfect for guests or a home office. Enjoy the attached 2-car garage and low-maintenance lifestyle just minutes from Davidson’s charming Main Street, Lake Norman, parks, greenways, and top-rated schools. Easy access to I-77, shopping, and dining!

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

9/10
Davidson K-8 SchoolGrades K-81.3 mi
6/10
William Amos Hough HighGrades 9-123.1 mi

Construction

Condition

  • Year built: 2022

Materials

  • Construction materials: Brick Partial,Wood

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal
  • Laundry features: In Hall,Laundry Closet,Upper Level

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Basement

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Area

  • Level: Main

Features

  • Finished area below ground: 406
  • Finished area above ground: 1,591

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,591
  • Total interior livable area: 1,997 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Living Room

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 00328610
  • Zoning: VI
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 3
  • Entry location: Main

Lot

  • Lot size: 0.01 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,628$31,536
Home Insurance *$104$1,248
Property Taxes $340$4,080
Electricity $200$2,405
Total$3,272$39,264
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,182/yr
40% on housing$98,160/yr
45% on housing$87,253/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$260This listing

vs Other Active Listings

Avg $/sqft

ZIP 28036$336
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28036$309
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-05Price change$529,000
2025-08-25Listed for sale$535,000
2023-01-11Sold$466,000

For Sale by Agent

AgentAmanda Glowacki, Amanda Kate Home
BrokerageAmanda Kate Home

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