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120 Judson Ave, Charlotte, NC, 28208

2beds
3baths
1,414sqft
$339,900
$240price/sqft
$2,265/moest. monthly cost
$90,600/yrincome needed

About This Home

60K below tax value! Welcome to 120 Judson Ave! Enter this delightful townhouse on the main level through the front door directly into the foyer or through the tandem two car garage to the foyer. Up the stairs, you'll be on the upper level- an open floorplan with the kitchen, great room, dining area, half bath, and balcony! The kitchen features stainless steel appliances, designer tile backsplash, pantry, quartz countertops, and a HUGE kitchen island/breakfast bar. Step out onto the balcony for some fresh air and sunlight. This level gets AMAZING natural light! Flooring is LVP on the foyer of the main level, the third level hallway, and the upper level is all LVP. Bedrooms are carpet. BOTH third level bedrooms have private FULL bathrooms. Guest bedroom features a modern accent wall with white wood geometric panels. The adjoining bathroom has a shower/tub combo and single quartz vanity. The primary bedroom has two closets and the bathroom features a walk-in shower and double quartz vanity. The third level also has the conveniently located laundry room with washer/dryer hookups and extra shelving. Extra large storage closet in the garage! This home is just minutes from all that Uptown Charlotte has to offer from Panthers Stadium, concert and theater venues, top restaurants and nightlife, and so much more! Situated along convenient bus routes and about a mile from lite rail stops. Come check out this gem today!

Getting Around

25
WalkingCar-Dependent
39
TransitSome Transit
36
BikeSomewhat Bikeable

Schools

4/10
Bruns Avenue ElementaryGrades PK-50.9 mi
3/10
Ranson MiddleGrades 6-83.8 mi
5/10
West Charlotte HighGrades 9-121.1 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick Partial,Hardboard Siding

Other

  • Builder model: Primary is on Third Level
  • Builder name: Dan Ryan Builders

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Microwave,Oven,Plumbed For Ice Maker,Self Cleaning Oven
  • Laundry features: Common Area,Electric Dryer Hookup,Laundry Room,Third Level,Washer Hookup

Bathroom Full

  • Level: Third

Bathroom Full

  • Level: Third

Bathroom Half

  • Level: Upper

Bedroom S

  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Area

  • Level: Upper

Features

  • Breakfast Bar,Kitchen Island,Open Floorplan,Pantry,Storage
  • Door features: Insulated Door(s),Sliding Doors
  • Window features: Insulated Windows
  • Flooring: Carpet,Vinyl
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 1,414

Great Room

  • Level: Upper

Heating & Cooling

  • Heating features: Central,Electric,Forced Air,Zoned
  • Cooling features: Central Air,Electric,Zoned

Interior Area

  • Total structure area: 772
  • Total interior livable area: 1,414 sqft

Kitchen

  • Level: Upper

Laundry

  • Level: Third

Primary Bedroom

  • Level: Third

Property

Details

  • Parcel number: 06904377
  • Zoning: UR-C(CD)
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 3
  • Entry location: Main
  • Patio & porch: Balcony

Lot

  • Lot size: 0.02 Acres
  • Features: Cleared,Level
  • Lot size dimensions: 16 x 59 x 16 x 61

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage Door Opener,Garage Faces Rear,On Street,Parking Lot,Tandem,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Inland Flooding

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,718$20,616
Home Insurance *$121$1,452
Property Taxes $226$2,712
Electricity $200$2,405
Total$2,265$27,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,657/yr
40% on housing$67,950/yr
45% on housing$60,400/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$240This listing

vs Other Active Listings

Avg $/sqft

ZIP 28208$198
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28208$258
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$329,900
2026-08-10Price change$335,000
2026-07-26Price change$339,900
2026-07-22Price change$342,500
2026-07-18Price change$345,000
2026-07-08Price change$347,500
2026-07-02Price change$349,900
2026-06-29Price change$355,000
2026-06-23Price change$359,900
2026-06-16Listed for sale$360,000
2024-04-24Listing removed$445,000
2024-04-19Listed for sale$445,000
2024-04-08Listing removed--
2024-03-20Listed for sale$450,000
2024-03-07Listing removed--
2024-02-08Price change$490,000
2023-12-07Price change$530,000
2023-11-10Listed for sale$535,000
2022-06-24Sold$415,000

For Sale by Agent

AgentCherie Burris
BrokerageRE/MAX Executive

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