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15213 Shallow Ridge Rd, Charlotte, NC, 28278

5beds
5baths
3,838sqft
$799,000
$208price/sqft
$5,112/moest. monthly cost
$204,480/yrincome needed

About This Home

Stunning, model-style home with a heated saltwater In-ground pool and built-in Jacuzzi. Spacious patio featuring an outdoor kitchen and fire pit—perfect for entertaining year-round. Enjoy the screened porch with ceiling fan and a fully irrigated yard for easy maintenance. Permanent track lighting on the exterior of the home that you can control year round via an app. Inside, you'll find a home office off the foyer with French Doors, a large dining room with built-in cabinets and serving countertop. Open floor plan with a gourmet kitchen including a large island, wall oven, convection microwave, and gas cooktop. A guest bedroom and full bath are on the main floor, while upstairs offers a versatile loft. Custom shelves and wall accent the bonus room. A luxurious primary suite with garden tub, dual vanities, walk-in shower, and large closet. Nestled just minutes from Lake Wylie for all your favorite water activities. This meticulously maintained home is truly move-in ready! Part of the Palisades Community, so you can join for a fee to be a part of the Country Club and Golf Course.

Getting Around

2
WalkingCar-Dependent
0
TransitNo Nearby Transit
20
BikeSomewhat Bikeable

Schools

8/10
1/10
Southwest Middle SchoolGrades 6-83.0 mi
8/10
Palisades High SchoolGrades 9-111.0 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Slab
  • Construction materials: Fiber Cement,Stone Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Transitional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Disposal,Exhaust Hood,Ice Maker,Microwave,Refrigerator with Ice Maker,Wall Oven
  • Laundry features: Laundry Room,Sink,Upper Level

Bathroom Full

  • Level: Main

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Bonus Room

  • Level: Upper

Breakfast

  • Level: Main

Dining Room

  • Level: Main

Features

  • Breakfast Bar,Drop Zone,Kitchen Island,Open Floorplan,Walk-In Closet(s)
  • Window features: Insulated Windows
  • Flooring: Carpet,Laminate,Tile
  • Fireplace features: Family Room,Gas Log,Gas Vented
  • Finished area below ground: 0
  • Finished area above ground: 3,838

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,838
  • Total interior livable area: 3,838 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Loft

  • Level: Upper

Office

  • Level: Main

Other

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 21722552
  • Zoning: MX-3
  • Special condition: Standard
  • Exclusions: TV Brackets and Electronic Fireplace in loft does not convey.

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community,In Ground
  • Patio & porch: Covered,Front Porch,Patio,Rear Porch,Screened
  • Exterior features: Fire Pit,In-Ground Irrigation,Outdoor Kitchen,Other - See Remarks
  • Has spa: Yes
  • Fencing: Back Yard,Fenced

Lot

  • Lot size: 0.22 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$239$2,868
Property Taxes $476$5,712
Electricity $357$4,289
Total$5,112$61,344
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$175,268/yr
40% on housing$153,360/yr
45% on housing$136,320/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 28278$226
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28278$214
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-23Price change$799,000
2026-04-06Price change$815,999
2026-03-16Price change$829,999
2026-03-02Listed for sale$869,999
2026-01-16Listing removed$890,000
2025-12-01Price change$890,000
2025-07-25Listed for sale$910,000
2022-03-28Sold$624,500

For Sale by Agent

AgentDon Gomez, C-A-RE Realty
BrokerageC-A-RE Realty

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