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9322 Alloway Dr, Hagerstown, MD, 21740

5beds
5baths
4,108sqft
$701,900
$171price/sqft
$4,945/moest. monthly cost
$197,800/yrincome needed

About This Home

PRICE REDUCTION Look at the comps for this model. If you just build a deck and a patio, the value will soar. Beautiful Amazing Dream Home In Westfields in Hagerstown This is a stunning home build in 2023. Open Modern style, with 5 bedrooms, 4.5 baths. Suburban Living at its best with easy access access to major Metropolitan hubs Only an hour drive from the heart of the Nation’s Capital. This Vibrant community is perfect for commuters and nature lovers. This Home is elegant and thoughtfully designed. Two-story foyer, and unmatched Two Story Family Room with Floor to Ceiling Natural Stone Fireplace is the true heart of the home. The formal dining room is setting the stage for memorable dinner parties for family and friends.. The sun-drenched living room invites you to relax, while the expansive A stacked-stone fireplace creates a cozy yet sophisticated ambiance, perfect for quiet evenings or lively gatherings. The chef’s dream kitchen features GE stainless steel appliances, an oversized chef’s island ideal for meal prep and entertaining, and 42-inch solid wood cabinetry for ample storage. A main level office room offers/ library, or even a first-floor bedroom is very convenient. Ascend the grand staircase, and you’ll find a light-filled second level designed for comfort and luxury. A dramatic overlook floods the family room with natural light, creating an open and airy atmosphere. Four spacious bedrooms and three (3) full baths on the Upper level ensure plenty of space for family and guests. Centrally located laundry room on that level, provides convenience. The primary suite is a true retreat, featuring an elegant double-door entry, plush carpeting, and abundant natural light. The spa-like ensuite includes a two-person soaking tub, steam shower, and dual-sink vanity, creating a space of relaxation and comfort. With nearly 3500 square feet on two levels, this home has impressive, convenient and elegant layout. Full finished Lower Level offers you large Family room with sliding door to walk on a level yard , on a premium Lot with no houses behind you. The additional large bedroom and a full bath, all adds about 1,200 square feet of additional living space. The Westfield community offers amenities, for you and your family to enjoy living there. This includes scenic walking trails, tennis courts, and a community pool perfect for hot summer days. The oversized two-car garage, and prime location, adds to this home functionality.

Getting Around

2
WalkingCar-Dependent
0
TransitNo Nearby Transit
17
BikeSomewhat Bikeable

Schools

7/10
4/10

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Block,Concrete Perimeter,Passive Radon Mitigation
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 1578

Basement

  • Has basement: Yes
  • Basement: Finished,Interior Entry,Exterior Entry,Sump Pump,Walk-Out Access,Windows

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 742
  • Finished area above ground: 3,366

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 4,944
  • Total interior livable area: 4,108 sqft

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 2210066170
  • Zoning: RT
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: Community

Lot

  • Lot size: 0.26 Acres
  • Features: Backs - Parkland

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Garage Door Opener,Oversized,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Hurricane
Heat Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,549$42,588
Home Insurance *$267$3,204
Property Taxes $606$7,272
Electricity $523$6,280
Total$4,945$59,340
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$169,542/yr
40% on housing$148,350/yr
45% on housing$131,866/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 21740$128
Washington County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 21740$180
Washington County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-20Price change$719,000
2025-12-04Price change$729,800
2025-08-22Listed for sale$737,900
2023-07-28Sold$594,577

For Sale by Agent

AgentRumiana Stoyan Chuknyiska
BrokerageRealty Advantage of Maryland LLC

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