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3505 Bellflower Ln Unit 408, Rockville, MD, 20852

2beds
2baths
1,658sqft
$949,900
$573price/sqft
$6,321/moest. monthly cost
$252,840/yrincome needed

About This Home

Experience the pinnacle of luxury in this rare, top-floor Declan model—the largest floor plan available—boasting 1,658 square feet of meticulously designed living space within the prestigious Tower Oaks community. Tucked away for a peaceful, quiet lifestyle yet centrally located near I-270, this residence offers the perfect balance of serenity and convenience, situated just a short walk across the street from local landmarks like Clyde’s Tower Oaks Lodge and scenic neighborhood parks. Residents enjoy ultimate peace of mind in a secure building with elevator access, on-site management, and two dedicated tandem spaces in the secured under-building garage. Life here centers around the "CORE" clubhouse, an amenity-rich hub featuring a fitness center, yoga studio, seasonal pool, weekly card games - Hearts and Canasta, weekly Mahjong games, space for arts and crafts and seating nooks for relaxing. Whether you are hosting friends at the community grill stations on heated outdoor patios, attending exclusive "wind down" happy hour events, or grabbing a bite from a visiting food truck, this home offers a sophisticated, walkable retreat designed for those who seek both privacy and a vibrant sense of community.

Getting Around

29
WalkingCar-Dependent
31
TransitSome Transit
59
BikeBikeable

Schools

6/10
Bayard Rustin ElementaryGrades PK-50.5 mi
9/10
8/10

Construction

Condition

  • Property condition: Excellent
  • Year built: 2021

Materials

  • Construction materials: Brick,Combination

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Dryer,Double Oven,Oven,Range Hood,Washer,Gas Water Heater
  • Laundry features: In Unit

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Soaking Tub,Bathroom - Stall Shower,Ceiling Fan(s),Combination Dining/Living,Combination Kitchen/Dining,Combination Kitchen/Living,Dining Area,Elevator,Open Floorplan,Kitchen Island,Recessed Lighting,Walk-In Closet(s),Dry Wall
  • Flooring: Wood
  • Finished area above ground: 1,658

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,658
  • Total interior livable area: 1,658 sqft

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed

Details

  • Parcel number: 160403858464
  • Attached to another structure: Yes
  • Zoning: U RESIDENTIAL/CONDO
  • Special condition: Standard

Features

  • Levels: Four
  • Stories: 4
  • Pool features: Community

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Basement,Garage,Parking Lot
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Hail
Heat Wave
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,803$57,636
Home Insurance *$248$2,976
Property Taxes $989$11,868
Electricity $281$3,374
Total$6,321$75,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$216,720/yr
40% on housing$189,630/yr
45% on housing$168,560/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$573This listing

vs Other Active Listings

Avg $/sqft

ZIP 20852$266
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20852$347
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Price change$975,000
2026-04-08Listed for sale$1,049,900
2021-10-01Sold$851,280

For Sale by Agent

AgentJohn Burgess
BrokerageSamson Properties

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