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2073 Saddlebred Dr, Iron Station, NC, 28080

4beds
3baths
3,208sqft
$494,900
$154price/sqft
$3,191/moest. monthly cost
$127,640/yrincome needed

About This Home

Welcome to 2073 Saddlebred Drive, a spacious four-bedroom, three-bath home offering more than 3,100 square feet of thoughtfully designed living space in The Farm at Ingleside. From the moment you enter, the open layout, detailed moldings, and durable RevWood flooring create a polished yet comfortable atmosphere. The kitchen is designed for both everyday living and entertaining, featuring granite countertops, a tile backsplash, stainless-steel appliances, a large center island, and a generous walk-in pantry. It flows seamlessly into the dining and living areas, where a gas-log fireplace provides a warm and inviting focal point. A main-level bedroom with access to a full bath offers excellent flexibility for overnight guests, a private office, or multigenerational living. Upstairs, the expansive primary suite includes a separate sitting area, a tray ceiling, a spacious walk-in closet, and a private bath. Two additional bedrooms, a full bath, upper-level laundry room, and versatile loft provide plenty of room to work, relax, and grow. Outdoor living is just as inviting. The covered back patio offers a comfortable place to unwind, while the extended paver patio creates even more space for grilling, dining, gathering with friends, or enjoying quiet evenings at home. Together, these outdoor areas make entertaining easy in every season. Additional highlights include a tankless water heater, connected-home technology, an attached two-car garage, and attractive fiber-cement and stone exterior details. Residents of The Farm at Ingleside enjoy access to a clubhouse, fitness center, outdoor pool, playground, sidewalks, recreation areas, and walking trails—bringing comfort, convenience, and community together in one exceptional home.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

6/10
4/10
East Lincoln MiddleGrades 6-83.8 mi
8/10
East Lincoln HighGrades 9-120.8 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Slab
  • Construction materials: Hardboard Siding,Stone Veneer

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Gas Range
  • Laundry features: Utility Room,Laundry Room

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 1

Features

  • Fireplace features: Family Room,Gas Log
  • Finished area below ground: 0
  • Finished area above ground: 3,208

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,208
  • Total interior livable area: 3,208 sqft

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 102935
  • Zoning: PD-R
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Exterior features: Fire Pit

Lot

  • Lot size: 0.18 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage Door Opener,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Lincoln County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,502$30,024
Home Insurance *$148$1,776
Property Taxes $243$2,916
Electricity $298$3,585
Total$3,191$38,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,405/yr
40% on housing$95,730/yr
45% on housing$85,093/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 8.5%
8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$154This listing

vs Other Active Listings

Avg $/sqft

ZIP 28080$314
Lincoln County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 28080$194
Lincoln County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$494,900
2026-07-24Listed for sale$494,900
2021-09-30Sold$443,129

For Sale by Agent

AgentJoe Buell
BrokerageCarolina Living Associates LLC

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