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4450 Streamside Rd, Denver, NC, 28037

4beds
2baths
1,870sqft
$427,000
$228price/sqft
$2,909/moest. monthly cost
$116,360/yrincome needed

About This Home

Get ready to be impressed by this Former Model Home. Single story, Open, flowing & spacious 4 Bedroom 2 full Bath plan loaded with upgrades! This home just SPARKLES! A bright kitchen with granite counters, stainless appliances, double oven, gas cooktop, soaring ceilings, and a well designed center island perfect for entertaining or cozy dining. Beyond the kitchen you will be drawn to the comfort of the Craftsman style stone fireplace with gas logs in the large living area and adjoining dining area with extensive moldings. The Primary bedroom is nestled in the back of the house for privacy with an ensuite tile bathroom featuring large walk in shower, tub, separate water closet, WIC and dual sinks. At the front of home, affording quiet separation from the main living area, are 2 additional bedrooms and full bath that are perfect for family or guests, a 4th bedroom is easily converted to a home office if desired. Favorite features: Easy to care for LVP and tile flooring through out(No Carpet). Extensive Custom paver Patio with a built in firepit and pergola for outdoor enjoyment. Peaceful back yard with privacy fence, lovely established landscaping, a gardener/birdwatcher's dream. Home has additional LP Techshield roof insulation keeping utility costs low, a Tankless water heater, "Smart Home" already wired for security system, sprinkler system, Fiberoptic internet (ATT) and Deako switches, extra wide driveway parking pad added 4ft. Wildbrook is on the Quieter side of Lake Norman. Close to shopping, dining and all the fun activities that go along with Lake living. Easy access to Highways, Uptown Charlotte and 25 minutes to Charlotte Douglas Airport. Beatty's Ford Park: 5 minute drive, Birkdale Village: 5 miles drive. Low Lincoln County Taxes.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

7/10
4/10
East Lincoln MiddleGrades 6-85.2 mi
7/10
East Lincoln HighGrades 9-121.7 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Slab
  • Construction materials: Fiber Cement,Stone

Other

  • Builder model: Clairborne
  • Builder name: D.R. Horton

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Electric Oven,Gas Cooktop,Gas Water Heater,Microwave
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level

Bathroom Full

  • Features: Garden Tub,Walk-In Closet(s)
  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Features: Ceiling Fan(s)
  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Features: Ceiling Fan(s)
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 4

Dining Area

  • Features: Open Floorplan
  • Level: Main

Features

  • Breakfast Bar,Soaking Tub,Kitchen Island,Open Floorplan,Pantry,Storage,Walk-In Closet(s),Walk-In Pantry
  • Door features: Sliding Doors
  • Flooring: Tile,Vinyl
  • Fireplace features: Fire Pit,Gas Log,Living Room
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 1,870

Heating & Cooling

  • Heating features: Electric,Forced Air,Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air,Electric,Heat Pump

Interior Area

  • Total structure area: 1,870
  • Total interior livable area: 1,870 sqft

Kitchen

  • Features: Breakfast Bar,Built-in Features,Kitchen Island,Open Floorplan,Walk-In Pantry
  • Level: Main

Laundry

  • Features: Attic Stairs Pulldown
  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Open Floorplan,Tray Ceiling(s),Walk-In Closet(s)
  • Level: Main

Property

Details

  • Parcel number: 103141
  • Zoning: PD-R
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Patio,Other
  • Exterior features: Fire Pit,In-Ground Irrigation,Other - See Remarks
  • Fencing: Back Yard,Fenced

Lot

  • Lot size: 0.17 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage Faces Front,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Cold Wave
Hail
Winter Weather

FEMA Declared Disasters in Lincoln County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,159$25,908
Home Insurance *$118$1,416
Property Taxes $432$5,184
Electricity $200$2,405
Total$2,909$34,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,737/yr
40% on housing$87,270/yr
45% on housing$77,573/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 8.5%
8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$228This listing

vs Other Active Listings

Avg $/sqft

ZIP 28037$256
Lincoln County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 28037$230
Lincoln County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-26Listed for sale$438,500
2023-11-29Sold$413,000
2023-10-16Pending sale$429,000
2023-10-05Price change$429,000
2023-09-05Price change$435,000
2023-08-15Listed for sale$436,685

For Sale by Agent

AgentJeannie Coyer
BrokerageSouthern Homes of the Carolinas, Inc

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