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145 Silvertip Trl, Kalispell, MT, 59901

3beds
2baths
1,371sqft
$599,000
$437price/sqft
$3,526/moest. monthly cost
$141,040/yrincome needed

About This Home

This one just feels right from the moment you step inside—single-level, clean & well cared for. Built in 2021 & fully move-in ready, this 1,371 sq ft home offers an efficient open layout with many upgrades, vaulted ceilings, expansive windows & a gas fireplace that anchors the living space. The kitchen is well thought out with stainless steel appliances, gas range, pantry & plenty of storage without feeling crowded. With 3 bedrooms & 2 bathrooms, there’s flexibility for guests, a home office, or extra space to spread out. Outside, you’ll find professional landscaping, underground irrigation, a fenced backyard, storage shed & an open greenbelt to the east for added breathing room. Centrally located between Whitefish & Kalispell in the desirable Silverbrook neighborhood, you’ll also enjoy access to a clubhouse, outdoor pool & spa, tennis & pickleball courts, playground & miles of walking & biking trails—making it an easy base for taking in everything Northwest Montana has to offer.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Edgerton SchoolGrades PK-53.6 mi
8/10
Kalispell Middle SchoolGrades 6-84.4 mi
5/10
Glacier High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Poured
  • Roof: Composition
  • Construction materials: Wood Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator,Water Softener
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Fireplace,Main Level Primary,Open Floorplan,Vaulted Ceiling(s),Walk-In Closet(s)
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,371 sqft

Property

Details

  • Parcel number: 07407713111100000
  • Zoning: Residential
  • Zoning description: R-4/PUD
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Front Porch,Patio
  • Exterior features: Rain Gutters,Storage
  • Fencing: Back Yard,Partial,Wood
  • Has view: Yes
  • View description: Mountain(s),Residential
  • Topography of land: Level

Lot

  • Lot size: 5,575 sqft
  • Features: Landscaped,Sprinklers In Ground,Views,Level

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Earthquake
Inland Flooding
Ice Storm
Lightning
Wildfire

FEMA Declared Disasters in Flathead County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance $146$1,752
Property Taxes $201$2,412
Electricity $151$1,812
Total$3,526$42,312

Income You'd Need if You Spent...

35% on housing$120,891/yr
40% on housing$105,780/yr
45% on housing$94,026/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$437This listing

vs Other Active Listings

Avg $/sqft

ZIP 59901$300
Flathead County$402

vs Homes Sold Last Month

Median $/sqft

ZIP 59901$313
Flathead County$363

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$629,900
2026-03-24Listed for sale$635,000
2025-06-04Sold--
2025-02-28Listed for sale$629,900
2025-02-26Listing removed$629,900
2025-01-06Listed for sale$629,900

For Sale by Agent

AgentMatthew S Hohnberger
BrokeragePureWest Real Estate at Meadow Lake - Columbia Falls

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