9678 65th St S, Cottage Grove, MN, 55016
About This Home
Perfect home for multi-generational living! Main floor primary suite and three bedrooms on the upper level. The open floor plan is highlighted by high ceilings and the warmth of a cozy fireplace. This lot comes with NO homes behind you and offers a peaceful privacy in everyday living! Enjoy the modern finishes of the chef's culinary kitchen including a spacious oversized island that provides ample space for either meal prep or casual dining, a large walk-in pantry with high-quality pull-out shelving that has plenty of extra storage space, ample cabinetry, granite counters, and stainless steel appliances. The main level owner's bedroom has it all: a private en-suite bathroom with dual-sink vanity, step-in shower, a linen closet, and an expansive walk-in closet. The three bedrooms on the upper level all have large walk-in closets. The upper level also has a full bath, and convenient laundry room, in addition to a large loft flex-space for a home office, or an extra TV room. A recently finished lower level walkout offers a large rec room, a private patio, and another office space or bonus room. Location couldn’t be better just steps away from the new Glacial Valley Park! Enjoy all of the comforts of home without the worry of yard maintenance and snow removal. Care-free living is ready & waiting for you right here!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2021
Materials
- Roof: Age 8 Years or Less
Type & Style
- Home type: Townhouse
- Property subType: (TH) Side x Side
Interior
Appliances
- Appliances included: Cooktop,Dishwasher,Dryer,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer
- Laundry features: Laundry Room,Upper Level
Basement
- Has basement: Yes
- Basement: Finished,Full,Storage Space,Walk-Out Access
Bedroom
- Level: Main
- Area: 208
- Dimensions: 16x13
Bedroom2
- Level: Upper
- Area: 160
- Dimensions: 16x10
Bedroom3
- Level: Upper
- Area: 140
- Dimensions: 14x10
Bedroom4
- Level: Upper
- Area: 130
- Dimensions: 13x10
Bedroom5
- Level: Lower
- Area: 224
- Dimensions: 16x14
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Level: Main
- Area: 192
- Dimensions: 16x12
Features
- Number of fireplaces: 1
- Fireplace features: Decorative,Electric,Living Room
- Fireplace: Yes
- Finished area below ground: 1,201
- Finished area above ground: 2,387
Foyer
- Level: Main
- Area: 184
- Dimensions: 23x8
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 3,677
- Total interior livable area: 3,677 sqft
Kitchen
- Level: Main
- Area: 144
- Dimensions: 16x9
Living Room
- Level: Main
- Area: 272
- Dimensions: 17x16
Loft
- Level: Upper
- Area: 288
- Dimensions: 24x12
Mud Room
- Level: Main
- Area: 48
- Dimensions: 8x6
Recreation Room
- Level: Lower
- Area: 532
- Dimensions: 38x14
Storage
- Level: Lower
- Area: 196
- Dimensions: 14x14
Storage
- Level: Lower
- Area: 136
- Dimensions: 17x8
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 0302721420068
- Attached to another structure: Yes
- Zoning description: Residential-Single Family
- Foundation area: 1306
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck
Lot
- Lot size: 3,049 sqft
- Features: Tree Coverage - Light
- Lot size dimensions: 85 x 36
Parking
- Total spaces: 2
- Parking features: Attached,Asphalt,Garage Door Opener,Tuckunder Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Hail
- Lightning
- Tornado
- Heat Wave
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Washington County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,376 | $28,512 |
| Home Insurance * | $261 | $3,132 |
| Property Taxes | $929 | $11,148 |
| Electricity | $310 | $3,721 |
| Total | $3,876 | $46,512 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-27 | Listed for sale | $495,000 |
| 2022-04-25 | Sold | $469,990 |
| 2022-03-28 | Pending sale | $469,990 |
| 2022-03-16 | Price change | $469,990 |
| 2022-01-12 | Listed for sale | $479,990 |
| 2022-01-11 | Listing removed | -- |
| 2021-10-01 | Price change | $479,990 |
| 2021-09-29 | Listed for sale | $480,870 |
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