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25834 Cardinal St, Elko New Market, MN, 55054

3beds
3baths
1,539sqft
$295,000
$192price/sqft
$2,128/moest. monthly cost
$85,120/yrincome needed

About This Home

Welcome to 25834 Cardinal Street in Elko New Market! This 2021-built townhome offers beautiful finishes and low-maintenance living all in a peaceful rural setting. The main floor offers an intuitive layout featuring a foyer with a coat closet, living room, dining room with patio access, half-bathroom, kitchen, and garage access. The upper level contains all 3 of the home’s bedrooms, including the spacious master suite complete with a walk-in closet, en-suite full bathroom, and laundry. Additional amenities include an attached heated 2-stall garage, back patio, new water softener, and gutters. Don’t miss your opportunity to own this adorable home!

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

6/10
Eagle ViewGrades K-50.5 mi
8/10
New Prague Middle SchoolGrades 6-810.8 mi
9/10

Construction

Condition

  • Year built: 2021

Materials

  • Roof: Age 8 Years or Less,Architectural Shingle,Asphalt
  • Construction materials: Concrete

Type & Style

  • Home type: Townhouse
  • Property subType: (TH) Side x Side

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: Laundry Closet,Upper Level

Basement

  • Basement: None

Bedroom

  • Level: Upper
  • Area: 240
  • Dimensions: 16x15

Bedroom2

  • Level: Upper
  • Area: 144
  • Dimensions: 12x12

Bedroom3

  • Level: Upper
  • Area: 144
  • Dimensions: 12x12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 90
  • Dimensions: 10x9

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,539

Foyer

  • Level: Main
  • Area: 28
  • Dimensions: 7x4

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,539
  • Total interior livable area: 1,539 sqft

Kitchen

  • Level: Main
  • Area: 91
  • Dimensions: 13x7

Laundry

  • Level: Upper
  • Area: 18
  • Dimensions: 6x3

Living Room

  • Level: Main
  • Area: 240
  • Dimensions: 16x15

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 230650020
  • Attached to another structure: Yes
  • Zoning description: Residential-Single Family
  • Foundation area: 575

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size dimensions: Irregular

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Tornado
Hail
Heat Wave
Winter Weather

FEMA Declared Disasters in Scott County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$206$2,472
Property Taxes $261$3,132
Electricity $170$2,050
Total$2,128$25,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,960/yr
40% on housing$63,840/yr
45% on housing$56,746/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$192This listing

vs Other Active Listings

Avg $/sqft

ZIP 55054$216
Scott County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 55054$179
Scott County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-12Pending sale$295,000
2026-05-10Listed for sale$295,000
2022-02-21Sold$279,900
2022-02-07Pending sale$279,900
2021-08-24Listed for sale$279,900

For Sale by Agent

AgentAustin Wohlenhaus
BrokerageRE/MAX Advantage Plus

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