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434 Kettlehorn Dr N, Eureka, MT, 59917

1beds
2baths
840sqft
$450,000
$536price/sqft
$2,786/moest. monthly cost
$111,440/yrincome needed

About This Home

This beautiful pinewood interior home sits on a forested 1.99 acres, offering warmth, character, and unlimited potential. With neighboring established businesses, this could be the perfect live/work setup or future business location. Outside, a concrete pad with rebar already in place opens the door to whatever your dream may be—shop, studio, storefront, or add-on. Forestry cleared per Lincoln Electric recommendation for HIZ (Home Ignition Zone.) The property also includes a cozy 16x18 bunkhouse, and an RV hookup. Whether you're looking for a peaceful retreat, a business venture, or both this is a must-see property full of promise! May be open to creative financing! Buyers and Buyers Agents to verify all information.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
Eureka Middle School 5-8Grades 5-83.8 mi
2/10
Lincoln Co High SchoolGrades 9-124.0 mi
5/10
Eureka Elementary SchoolGrades PK-43.9 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Poured
  • Construction materials: Metal Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Modern
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Range,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Finished area below ground: 0

Interior Area

  • Total interior livable area: 840 sqft

Property

Details

  • Parcel number: 56482432203120000
  • Special condition: Standard

Lot

  • Lot size: 1.99 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Avalanche
    AvalancheModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Wildfire
Winter Weather
Cold Wave
Inland Flooding
Avalanche
Landslide
Lightning

FEMA Declared Disasters in Lincoln County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance $247$2,964
Property Taxes $113$1,356
Electricity $151$1,812
Total$2,786$33,432

Income You'd Need if You Spent...

35% on housing$95,520/yr
40% on housing$83,580/yr
45% on housing$74,293/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 4.5%
4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$536This listing

vs Other Active Listings

Avg $/sqft

ZIP 59917$338
Lincoln County$285

vs Homes Sold Last Month

Median $/sqft

ZIP 59917
Lincoln County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-12-24Price change$350,000
2025-07-21Listed for sale$475,000
2024-07-12Listing removed$399,000
2024-04-20Price change$399,000
2024-04-12Listed for sale$475,000

For Sale by Agent

AgentJaque S Mortensen
BrokerageeXp Realty - Kalispell

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