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430 15th Ave SW, Mount Vernon, IA, 52314

3beds
3baths
2,530sqft
$399,927
$158price/sqft
$2,453/moest. monthly cost
$98,120/yrincome needed

About This Home

This new JW Home Builders duplex condo is underway within the Stonebrook Addition in Mount Vernon! This low maintenance ranch style home offers 3 bedrooms, 3 full bathrooms and over 2500 finished sq ft. The open floor plan offers an abundance of windows creating a sunny main level. The distinctive JW kitchen features custom cabinetry, a large island with seating, quartz countertops, and stainless appliances. The handsome primary suite offers a large walk-in closet and luxe bathroom complete with a tiled shower. Sure to impress with loads of storage. Don’t miss the covered deck overlooking the tree-lined yard! Located just minutes from Cornell College, the Lester Buresh Family Community Wellness Center, schools and walking trails. Call today for a private showing! **Finishes, specs and pricing are subject to change without notice.**

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

9/10
5/10
Mount Vernon High SchoolGrades 9-120.3 mi
7/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2024

Materials

  • Construction materials: Frame,Vinyl,Partial Stone

Other

  • Builder name: JW Home Builders

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range Or Oven,Refrigerator
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Concrete

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • High Ceilings,Breakfast Bar
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Electric
  • Fireplace: Yes
  • Finished area below ground: 1,094
  • Finished area above ground: 1,436

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,530
  • Total interior livable area: 2,530 sqft

Property

Details

  • Parcel number: 170943001301000
  • Attached to another structure: Yes
  • Zoning: Residential
  • Special condition: Standard

Features

  • Patio & porch: Deck,Patio

Lot

  • Lot size dimensions: Common

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$205$2,460
Property Taxes $38$456
Electricity $188$2,264
Total$2,453$29,436
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,102/yr
40% on housing$73,590/yr
45% on housing$65,413/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$158This listing

vs Other Active Listings

Avg $/sqft

ZIP 52314$179
Linn County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 52314$160
Linn County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-08Listed for sale$399,927
2025-10-06Sold$385,000
2025-09-18Pending sale$389,919
2025-08-27Listed for sale$389,919
2025-08-27Listing removed$389,919
2025-07-25Listed for sale$389,919
2025-07-23Listing removed$389,919
2025-07-08Price change$389,919
2025-06-19Listed for sale$402,911
2025-06-19Listing removed$402,911
2025-05-16Listed for sale$402,911
2025-05-16Listing removed$399,927
2025-04-16Listed for sale$399,927
2025-04-16Listing removed$399,927
2025-01-07Listed for sale$399,927
2025-01-07Listing removed$399,927
2024-12-19Listed for sale$399,927
2024-12-19Listing removed$399,927
2024-11-14Listed for sale$399,927
2024-11-14Listing removed$399,927
2024-10-10Listed for sale$399,927
2024-10-10Listing removed$399,927
2024-09-03Listed for sale$399,927
2024-09-03Listing removed$399,927
2024-08-01Listed for sale$399,927
2024-08-01Listing removed$399,927

New Construction

AgentLori Frett
BrokerageSkogman Realty Co.

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