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170 Valley St, Lewistown, PA, 17044

8beds
--baths
0sqft
$465,000
--price/sqft
$3,289/moest. monthly cost
$131,560/yrincome needed

About This Home

Investor Alert – 3 Properties, 7+ Units, Massive Upside in Lewistown Monthly NOI $9433  to $5834 Annual NOI $113,196 to $70,008 Cap Rate once stabilized 23.8% 14.7% Opportunities like this don’t come around often. This unique package includes three adjoining properties offering a mix of stabilized income, value-add potential, and significant upside. 170 Valley St – 5 Unit Building (Partially Stabilized) Recently renovated with strong in-place income. Unit mix includes 1 one-bedroom, 2 two-bedrooms, 1 three-bedroom, and 1 four-bedroom unit. Three units are freshly rented. Multiple units have been updated on the interior. Exterior improvements include a new front window and fresh paint, improving curb appeal. Some photos show units mid-renovation, but the finished units show very well. 12 S Spruce St – Blank Slate with Strong Upside Potential Lower level features an open layout suitable for commercial or office use. Upper level is open and can be used for storage, apartment conversion, or expansion. There is strong potential to convert this building into a 12-unit rooming house, with high demand driven by the nearby hospital and medical training facilities. Approvals for this type of use are readily attainable, making this a prime repositioning opportunity. 14 S Spruce St – 2 Unit Value-Add Opportunity Includes a 1-bedroom and a 2-bedroom unit. Property requires full renovation and offers the ability to add significant value and increase future cash flow. This portfolio presents multiple strategies for investors: stabilize and hold for cash flow, renovate and increase rents, or reposition for higher-density use. In a market where true deals are hard to find, this is a rare opportunity with scale and upside. Offered at $475,000.

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

7/10
Lewistown Intrmd SchoolGrades 4-50.6 mi
3/10
Mifflin Co MsGrades 6-70.7 mi
4/10
Mifflin Co High SchoolGrades 10-121.1 mi

Construction

Materials

  • Foundation: Permanent
  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 8

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 0

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 04 ,020100,000
  • Zoning: ARMAGH TWP
  • Special condition: Standard

Features

  • Pool features: None

Lot

  • Lot size: 4,287 sqft
  • Lot size dimensions: Area 397 meters2, 4278 feet2 0.10 acres 0.000 miles2 0.000 km2 Perimeter 76.2 meters , 250.0 feet 0.047 miles 0.076 km

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather
Tornado

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,351$28,212
Home Insurance *$242$2,904
Property Taxes $472$5,664
Electricity $224$2,692
Total$3,289$39,468
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,765/yr
40% on housing$98,670/yr
45% on housing$87,706/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 17044$82
Mifflin County$97

vs Homes Sold Last Month

Median $/sqft

ZIP 17044$125
Mifflin County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Price change$475,000
2026-03-23Listed for sale$495,000

For Sale by Agent

AgentJudah Hoover
BrokerageKeller Williams of Central PA

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