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645 Belle Grove Dr, Lake Wylie, SC, 29710

5beds
5baths
3,771sqft
$720,000
$191price/sqft
$4,604/moest. monthly cost
$184,160/yrincome needed

About This Home

Welcome to this beautifully maintained 5-bedroom, 4.5-bath home in the sought-after Cypress Pointe community! Fresh interior paint and a stunning custom accent wall create a warm, inviting first impression the moment you walk through the door. Designed with both comfort and functionality in mind, the main level features a private home office, a formal dining room, and a spacious open-concept living area where the kitchen, breakfast area, and family room come together seamlessly. The large kitchen island creates the perfect gathering space for everyday living, entertaining, and making lasting memories. A main-level guest bedroom with a full bath offers flexibility for visitors or multi-generational living. Upstairs, you'll find an expansive bonus room ideal for a media room, playroom, or additional living space, along with a spacious primary suite, generously sized secondary bedrooms, and a conveniently located laundry room. Located in the desirable Cypress Pointe community, residents enjoy access to a neighborhood pool and playground while being just minutes from Lake Wylie, shopping, dining, and everyday conveniences. Charlotte Douglas International Airport is approximately 30 minutes away, making travel and commuting to the greater Charlotte area a breeze. Offering space, style, and an exceptional floor plan, this move-in ready home is ready to welcome its next owners.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

8/10
Oakridge ElementaryGrades PK-52.3 mi
6/10
Oakridge Middle SchoolGrades 6-82.3 mi
9/10
Clover High SchoolGrades 9-127.1 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Construction materials: Fiber Cement,Shingle/Shake,Stone

Other

  • Builder model: Kristin B
  • Builder name: DR.Horton

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Gas Oven,Gas Range,Microwave,Refrigerator,Refrigerator with Ice Maker
  • Laundry features: Laundry Room,Upper Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Features: Walk-In Closet(s)
  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Features: Ceiling Fan(s),Walk-In Pantry
  • Level: Main

Bedroom S

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: Upper

Bedroom S

  • Features: Walk-In Closet(s)
  • Level: Upper

Bedroom S

  • Features: Walk-In Closet(s)
  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Bonus Room

  • Level: Upper

Dining Area

  • Level: Main

Dining Room

  • Level: Main

Features

  • Breakfast Bar,Open Floorplan,Pantry,Walk-In Closet(s),Walk-In Pantry
  • Door features: Insulated Door(s)
  • Window features: Insulated Windows
  • Flooring: Carpet,Tile,Laminate
  • Fireplace features: Gas,Gas Log,Living Room
  • Finished area below ground: 0
  • Finished area above ground: 3,771

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Central Air,Heat Pump

Interior Area

  • Total structure area: 3,771
  • Total interior livable area: 3,771 sqft

Kitchen

  • Features: Kitchen Island,Open Floorplan,Walk-In Pantry
  • Level: Main

Laundry

  • Level: Upper

Living Room

  • Features: Ceiling Fan(s),Open Floorplan
  • Level: Main

Office

  • Level: Main

Primary Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: Upper

Property

Details

  • Parcel number: 5751901346
  • Zoning: RD-I
  • Special condition: Standard
  • Exclusions: TV wall mounts do not convey.

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Front Porch

Lot

  • Lot size: 0.19 Acres
  • Features: Level
  • Lot size dimensions: 8,397 sqft

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in York County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,640$43,680
Home Insurance *$284$3,408
Property Taxes $318$3,816
Electricity $362$4,351
Total$4,604$55,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$157,851/yr
40% on housing$138,120/yr
45% on housing$122,773/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$191This listing

vs Other Active Listings

Avg $/sqft

ZIP 29710$191
York County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 29710$209
York County$206

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Listed for sale$720,000
2022-02-16Sold$569,370

For Sale by Agent

AgentVallery Flores Rivera
BrokerageKeller Williams Ballantyne Area

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