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8249 Winding Creek Circle, Wilmington, NC, 28411

4beds
4baths
3,050sqft
$1,020,000
$334price/sqft
$6,173/moest. monthly cost
$246,920/yrincome needed

About This Home

Experience refined coastal living in this stunning 4-bedroom, 3.5-bath residence offering over 3,000 square feet of thoughtfully designed space, built in 2022 and located in the highly sought-after Waterstone community in the Porters Neck area.. Open, light-filled floor plan designed for both everyday comfort and elevated entertaining. The main living areas flow seamlessly with high-end finishes and abundant natural light, creating a bright and inviting atmosphere throughout. Living and dining areas provide an effortless extension of the kitchen, perfect for entertaining or relaxing in style. The first-floor primary suite offers a private retreat with a luxurious en-suite bath and ample closet space. Upstairs, a large secondary living/entertaining area offers exceptional flexibility, complete with a minibar, sink, and mini fridge; ideal for game nights, hosting guests, or creating a dedicated retreat space separate from the main living areas. The three additional bedrooms upstairs are generously sized and thoughtfully positioned for privacy, supported by well-appointed bathrooms. This home includes high-end mini blinds throughout, washer and dryer, irrigation system, large fenced backyard, and an EV charging outlet in the garage; offering both convenience and modern functionality. Well-maintained community featuring a walking trail, along with a resort-style pool, clubhouse, and sidewalks that enhance the neighborhood lifestyle. Porter's Neck Elementary is within walking distance, adding exceptional convenience for daily routines. The location offers convenient access to shopping, dining, and coastal attractions including Wrightsville Beach. Market St., Interstate 140 and US-17 further enhance regional connectivity, providing efficient access across Wilmington and surrounding areas. A great opportunity to own a nearly new, thoughtfully designed home in one of Wilmington's most desirable communities; offering space, location, and lifestyle in perfect balance.

Getting Around

8
WalkingCar-Dependent
0
TransitNo Nearby Transit
29
BikeSomewhat Bikeable

Schools

7/10
Ogden ElementaryGrades K-52.5 mi
9/10
4/10
Emsley A Laney HighGrades 9-125.3 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Raised,Slab
  • Roof: Architectural Shingle,Metal,Shingle
  • Construction materials: Fiber Cement,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher
  • Laundry features: Dryer Hookup,Washer Hookup,Laundry Room

Basement

  • Basement: None

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Master Downstairs,Walk-in Closet(s),High Ceilings,Kitchen Island,Ceiling Fan(s),Pantry,Walk-in Shower,Blinds/Shades,Walk-In Closet(s)
  • Flooring: Wood
  • Attic: None

Heating & Cooling

  • Heating features: Heat Pump,Electric,Forced Air
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 3,050
  • Total interior livable area: 3,050 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Loft

  • Level: Second

Master Bedroom

  • Level: First

Office

  • Level: Second

Property

Details

  • Parcel number: R03700004454000
  • Zoning: R-20
  • Special condition: Standard

Features

  • Levels: Two
  • Pool features: None
  • Patio & porch: Covered,Screened,Front Porch,Rear Porch
  • Fencing: Back Yard
  • Has view: Yes
  • View description: See Remarks
  • Waterfront features: None
  • Frontage type: See Remarks
  • Living area range: 3000 - 3499

Lot

  • Lot size: 0.28 Acres
  • Lot size dimensions: 53' x 163' x 91' x 183'

Parking

  • Total spaces: 2
  • Parking features: Concrete,Garage Door Opener,Off Street,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Winter Weather
Coastal Flooding
Ice Storm
Tornado
Cold Wave
Heat Wave
Strong Wind

FEMA Declared Disasters in New Hanover County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,157$61,884
Home Insurance *$277$3,324
Property Taxes $455$5,460
Electricity $284$3,408
Total$6,173$74,076
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$211,645/yr
40% on housing$185,190/yr
45% on housing$164,613/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$334This listing

vs Other Active Listings

Avg $/sqft

ZIP 28411$440
New Hanover County$308

vs Homes Sold Last Month

Median $/sqft

ZIP 28411$244
New Hanover County$260

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$1,020,000
2026-04-21Listed for sale$1,030,000
2023-02-28Sold$899,900
2023-01-28Pending sale$899,900
2022-10-10Listed for sale$899,900
2022-04-27Sold$170,000

For Sale by Agent

AgentGerardo J Andrade
BrokerageSTA Realty LLC

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