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1015 Campbell Street, Wilmington, NC, 28401

3beds
3baths
1,609sqft
$429,900
$267price/sqft
$2,813/moest. monthly cost
$112,520/yrincome needed

About This Home

Welcome to downtown Wilmington living at its best! This beautifully maintained newer construction home offers the perfect blend of modern style, convenience, and investment potential. Featuring 3 bedrooms, 2.5 bathrooms, and a thoughtfully designed open floor plan, this property has also proven to be a successful income-producing Airbnb with future bookings already in place, offering a seamless opportunity for investors or buyers looking for immediate rental income. The home can also be sold fully furnished or unfurnished depending on buyer preference. Step inside to discover a bright and inviting living space filled with natural light, high ceilings, and stylish finishes throughout. The open-concept layout seamlessly connects the living, dining, and kitchen areas, creating the ideal setup for entertaining guests or relaxing after a day in the city. The kitchen is designed to impress with stainless steel appliances, sleek cabinetry, ample counter space, and natural gas cooking. All appliances convey, including the washer and dryer, making this home truly move-in ready. Upstairs, the spacious primary suite offers a private retreat complete with a beautifully appointed en-suite bathroom featuring dual vanities and a tiled walk-in shower. Two additional guest bedrooms provide flexibility for family, visitors, or continued short-term rental use. Located just minutes from Wilmington's vibrant downtown district, this home places you close to everything that makes coastal city living so desirable. Enjoy quick access to the Riverwalk, local restaurants, breweries, coffee shops, boutiques, live music venues, and popular attractions including Live Oak Bank Pavilion, Thalian Hall, the Wilson Center, and the historic downtown waterfront. The nearby ''Low-Line'' bike and walking trail adds even more convenience and connectivity to the area. Outside, enjoy a quaint backyard space perfect for relaxing or entertaining, along with the added convenience of a one-car garage and energy-efficient natural gas appliances. Whether you're searching for a primary residence, second home, or turnkey short-term rental investment, this downtown Wilmington property offers exceptional versatility in one of the city's fastest-growing areas. Don't miss your chance to own a stylish home with built-in income potential in the heart of downtown Wilmington!

Getting Around

55
WalkingSomewhat Walkable
37
TransitSome Transit
51
BikeBikeable

Schools

5/10
6/10
Williston MiddleGrades 6-80.8 mi
3/10
New Hanover HighGrades 9-120.4 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Oven,Disposal,Dishwasher,Tankless Water Heater
  • Laundry features: Dryer Hookup,Washer Hookup

Basement

  • Basement: None

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Walk-in Closet(s),High Ceilings,Kitchen Island,Ceiling Fan(s),Pantry,Walk-in Shower,Walk-In Closet(s)
  • Door features: Thermal Doors
  • Window features: Thermal Windows
  • Flooring: LVT/LVP
  • Attic: Access Only

Heating & Cooling

  • Heating features: Electric,Heat Pump,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,609
  • Total interior livable area: 1,609 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: R04814010026000
  • Zoning: R-3
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Patio,Porch
  • Exterior features: Thermal Doors
  • Fencing: Privacy,Full,Back Yard,Wood
  • Has view: Yes
  • View description: None
  • Waterfront features: None
  • Frontage type: See Remarks
  • Living area range: 1600 - 1799

Lot

  • Lot size: 3,049 sqft
  • Lot size dimensions: 65 x 46 x 66 x 46

Parking

  • Total spaces: 1
  • Parking features: Off Street,On Site,Paved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Winter Weather
Ice Storm
Tornado
Tsunami

FEMA Declared Disasters in New Hanover County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,173$26,076
Home Insurance *$121$1,452
Property Taxes $319$3,828
Electricity $200$2,405
Total$2,813$33,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,445/yr
40% on housing$84,390/yr
45% on housing$75,013/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$267This listing

vs Other Active Listings

Avg $/sqft

ZIP 28401$203
New Hanover County$308

vs Homes Sold Last Month

Median $/sqft

ZIP 28401$265
New Hanover County$260

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Price change$429,900
2026-05-25Listed for sale$440,000
2023-08-03Sold$325,000
2023-07-10Pending sale$339,900
2023-07-06Price change$339,900
2023-06-23Price change$344,900
2023-06-20Price change$349,900
2023-06-12Listed for sale$364,900

For Sale by Agent

AgentKatie L Lowder
BrokerageWit Realty LLC

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