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819 Cedar Bluff Way, Fenton, MO, 63026

4beds
3baths
2,548sqft
$424,992
$167price/sqft
$2,873/moest. monthly cost
$114,920/yrincome needed

About This Home

Enjoy spacious living and desirable amenities in this well-maintained Fenton, MO home! Located in the sought-after Winding Bluffs subdivision, this 4-bedroom, 2.5-bath home offers over 2,500 sq ft of living space and a functional floor plan. An expanded entry welcomes you inside and is flanked by a versatile office that could also serve as a playroom, family room, or flex space. The spacious living room features a gas fireplace and flows seamlessly into the breakfast area and open-concept kitchen. The kitchen offers stainless steel appliances, solid surface countertops, soft-close cabinets, pantry, and a large center island perfect for gathering and entertaining. A separate dining room provides additional space for meals and special occasions. Upstairs, the primary suite features a large walk-in closet and private bath with double sink vanity, jetted tub, and separate glass shower. All four bedrooms include walk-in closets, and the hall bath has been upgraded with a walk-in shower. Main-floor laundry includes built-in cabinetry and is conveniently located near the garage entry. The unfinished lower level offers a rough-in for a future bath and plenty of storage or finishing potential. Outside, enjoy the patio and irrigation system, while the 2-car garage includes a charging station for your electric vehicle. Additional features include a reverse osmosis system, water softener, ceiling fans throughout, and all major systems only 5 years old. Located just minutes from Gravois Bluffs, Highways 30 and 270, and neighborhood amenities including a dog park, walking trails, pickleball court, stocked lake, and sports field!

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

8/10
Ridgewood Middle SchoolGrades 6-82.6 mi
5/10
Fox Sr. High SchoolGrades 9-125.0 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Concrete Perimeter
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Dishwasher,Microwave,Gas Oven,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Sump Pump,Unfinished

Bedroom2

  • Features: Floor Covering: Carpeting
  • Level: Second
  • Area: 168
  • Dimensions: 12x14

Bedroom3

  • Features: Floor Covering: Carpeting
  • Level: Second
  • Area: 180
  • Dimensions: 15x12

Bedroom4

  • Features: Floor Covering: Carpeting
  • Level: Second
  • Area: 130
  • Dimensions: 13x10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Breakfast Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 66
  • Dimensions: 6x11

Dining Room

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 143
  • Dimensions: 11x13

Features

  • Breakfast Room,Ceiling Fan(s),Double Vanity,Entrance Foyer,Kitchen Island,Open Floorplan,Pantry,Separate Dining,Separate Shower,Shower,Solid Surface Countertop(s),Tub,Walk-In Closet(s)
  • Door features: Panel Door(s),Sliding Doors
  • Window features: Blinds
  • Flooring: Carpet,Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area above ground: 2,548

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,548
  • Total interior livable area: 2,548 sqft

Kitchen

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 182
  • Dimensions: 13x14

Laundry

  • Features: Floor Covering: Vinyl
  • Level: Main
  • Area: 50
  • Dimensions: 10x5

Living Room

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 252
  • Dimensions: 18x14

Office

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 120
  • Dimensions: 10x12

Primary Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Second
  • Area: 240
  • Dimensions: 16x15

Property

Details

  • Parcel number: 022.010.02001002.18
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Patio,Porch
  • Fencing: None

Lot

  • Lot size: 6,098 sqft
  • Features: Rectangular Lot

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Heat Wave
Inland Flooding
Lightning
Tornado
Earthquake
Hail
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,148$25,776
Home Insurance *$248$2,976
Property Taxes $283$3,396
Electricity $194$2,334
Total$2,873$34,476
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,502/yr
40% on housing$86,190/yr
45% on housing$76,613/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 63026$176
Jefferson County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63026$194
Jefferson County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$424,992
2026-07-22Price change$424,992
2026-06-17Listed for sale$439,000
AgentKrista Hartmann
BrokerageRE/MAX Results

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