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3317 Hardin Rd, Guntersville, AL, 35976

2beds
3baths
1,180sqft
$439,000
$372price/sqft
$2,921/moest. monthly cost
$116,840/yrincome needed

About This Home

This beautifully furnished home has 2 large bedrooms, each with a king bed and private bathroom. It boasts an open floor plan with a well-equipped kitchen, quartz countertops, large screened-in porch complete with an electric fireplace, and exceptional lake views from the front porch and master bedroom balcony. Enjoy River Rocks Plantation community amenities including fire pits, heated pool, pavilion, and access to a boat ramp and fishing directly across the street. This home is centrally located at beautiful Lake Guntersville, close to local shops, grocery stores, highly rated restaurants, outdoor adventures, Guntersville State Park, and Sand Mountain Park and Amphitheater.

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

9/10
9/10
5/10
Guntersville High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 2020

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Second
  • Area: 110

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 108

Features

  • Open Floorplan
  • Number of fireplaces: 1
  • Fireplace features: Electric,One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central 1,Electric
  • Cooling features: Central 1,Electric

Interior Area

  • Total interior livable area: 1,180 sqft

Kitchen

  • Features: Kitchen Island,Smooth Ceiling,LVP,Quartz
  • Level: First
  • Area: 144

Living Room

  • Features: Smooth Ceiling,LVP
  • Level: First
  • Area: 192

Property

Details

  • Parcel number: 1505224000043.002

Features

  • Levels: Two
  • Stories: 2
  • Pool features: See Remarks
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Water Access
  • Waterbody name: Lake Guntersville

Lot

  • Lot size: 4,494 sqft
  • Lot size dimensions: 42 x 107

Parking

  • Parking features: See Remarks

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind
Earthquake
Heat Wave
Ice Storm
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,219$26,628
Home Insurance *$353$4,236
Property Taxes $109$1,308
Electricity $240$2,881
Total$2,921$35,052
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,148/yr
40% on housing$87,630/yr
45% on housing$77,893/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$372This listing

vs Other Active Listings

Avg $/sqft

ZIP 35976$238
Marshall County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 35976$169
Marshall County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-08Listed for sale$439,000
2025-09-04Listing removed$444,000
2025-07-06Price change$444,000
2025-06-20Listed for sale$449,000
2025-06-17Pending sale$449,000
2025-04-01Price change$449,000
2025-01-30Price change$454,000
2024-11-22Listed for sale$459,000
2023-05-23Sold$394,900
2023-04-21Pending sale$399,900
2023-03-06Price change$399,900
2023-02-04Listed for sale$404,900
2022-12-06Listing removed--
2022-10-23Listed for sale$419,900
2022-05-24Sold$366,000
2022-04-25Pending sale$389,900
2022-03-31Listed for sale$389,900
2020-12-22Sold$315,000

For Sale by Agent

AgentTami Werner
BrokerageKW Huntsville

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