




557 Willard Ave, Elgin, IL, 60120
About This Home
Wow!! Take a look at this freshly renovated ranch home conveniently located near Parks and schools. This darling home offers the perfect blend of modern updates and comfortable one-level living. Updated flooring, paint, lighting fixtures, and a stylishly remodeled kitchen with contemporary cabintery, countertops, and new appliances. All new laundry room and appliances. The renovated bathroom provides a fresh, modern touch. Just off of the dining room is a spacious 3-season sunroom with pot bellied stove, overlooking the deck and backyard, with lots of room for entertaining, gardening or just relaxing. The roof was replaced in 2024, water heater in 2021,and furnace and a/c in 2021. This updated ranch is ready for you to move in and make it your own!
Getting Around
Schools
Construction
Condition
- Year built: 1959
Materials
- Foundation: Concrete Perimeter
- Roof: Asphalt
- Construction materials: Vinyl Siding,Frame
Notable Dates
- Major remodel year: 2026
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Disposal,Gas Water Heater
- Laundry features: In Unit
Basement
- Has basement: Yes
- Basement: Crawl Space
Bedroom2
- Features: Flooring (Luxury Vinyl)
- Level: Main
- Area: 110
- Dimensions: 11X10
Bedroom3
- Features: Flooring (Luxury Vinyl)
- Level: Main
- Area: 110
- Dimensions: 11X10
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Features: Flooring (Luxury Vinyl)
- Level: Main
- Area: 100
- Dimensions: 10X10
Features
- Window features: Screens
- Flooring: Laminate
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 0
- Total interior livable area: 1,200 sqft
Kitchen
- Features: Flooring (Luxury Vinyl)
- Level: Main
- Area: 120
- Dimensions: 12X10
Laundry
- Features: Flooring (Luxury Vinyl)
- Level: Main
- Area: 72
- Dimensions: 9X8
Living Room
- Features: Flooring (Luxury Vinyl)
- Level: Main
- Area: 266
- Dimensions: 19X14
Master Bedroom
- Features: Flooring (Luxury Vinyl)
- Level: Main
- Area: 150
- Dimensions: 15X10
Sun Room
- Level: Main
- Area: 192
- Dimensions: 16X12
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 06191150210000
- Special condition: None
- Other equipment: Ceiling Fan(s),Sump Pump
Features
- Stories: 1
- Patio & porch: Deck
Lot
- Lot size dimensions: 33 x 132 x 98 x 147
Parking
- Total spaces: 1
- Parking features: Asphalt,Yes,Attached,Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Tornado
- Heat Wave
- Hail
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,718 | $20,616 |
| Home Insurance * | $181 | $2,172 |
| Property Taxes | $490 | $5,880 |
| Electricity | $130 | $1,569 |
| Total | $2,519 | $30,228 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-09-15 | Sold | $210,000 |
| 2025-08-26 | Contingent | $229,000 |
| 2025-08-20 | Listed for sale | $229,000 |
| 2025-08-13 | Contingent | $229,000 |
| 2025-08-01 | Listed for sale | $229,000 |
