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432 Cardinal Crest Ln, Wake Forest, NC, 27587

4beds
4baths
2,630sqft
$559,900
$213price/sqft
$3,648/moest. monthly cost
$145,920/yrincome needed

About This Home

HUGE INCENTIVE ALERT: Builder offering $25k flex cash to be used at the buyer's discretion toward closing costs, rate buydown, etc. Spend it any way you want! 4 bed 3.5 bath brand new construction from local custom home builder. Extensive millwork. Hardwoods throughout 1st floor. Heavy crown molding. Large formal dining room with wainscoting. Spacious family room features coffered ceiling. Bright & open eat-in kitchen offers quartz countertops, farmhouse sink, center island, custom cabinets with dovetail/soft close drawers, subway tile backsplash, under cabinet lighting & stainless steel appliances with 6 burner gas range. Primary suite includes accent wall, quartz top dual vanities, soaking tub with separate tile shower & generous walk in closet. Tankless water heater. Steps to Dunn Creek Trail. Extremely convenient to Downtown Wake Forest with great shopping, dining and entertainment.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

6/10
Wake Forest ElementaryGrades PK-50.9 mi
4/10
7/10
Wake Forest High SchoolGrades 9-121.4 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Fiber Cement,Stone

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Range,Range Hood,Stainless Steel Appliance(s),Water Heater
  • Laundry features: Laundry Room,Upper Level

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Coffered Ceiling(s),Crown Molding,Double Vanity,Eat-in Kitchen,Entrance Foyer,High Ceilings,Kitchen Island,Pantry,Quartz Counters,Smooth Ceilings,Soaking Tub,Walk-In Closet(s),Walk-In Shower
  • Window features: Insulated Windows
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas Log
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,630

Heating & Cooling

  • Heating features: Forced Air,Zoned
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 2,630
  • Total interior livable area: 2,630 sqft

Property

Details

  • Parcel number: 1840880113
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Rain Gutters
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 6,969 sqft
  • Features: Back Yard

Parking

  • Total spaces: 4
  • Parking features: Attached,Driveway,Garage,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Hail
Heat Wave
Inland Flooding

FEMA Declared Disasters in Wake County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,831$33,972
Home Insurance *$181$2,172
Property Taxes $392$4,704
Electricity $244$2,939
Total$3,648$43,776
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,074/yr
40% on housing$109,440/yr
45% on housing$97,280/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$213This listing

vs Other Active Listings

Avg $/sqft

ZIP 27587$211
Wake County$220

vs Homes Sold Last Month

Median $/sqft

ZIP 27587$214
Wake County$224

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$549,900
2026-05-28Listed for sale$559,900

New Construction

AgentDavid Wilson
BrokerageCarolina's Choice Real Estate

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