See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

538 Cimmaron Cir, Crystal Lake, IL, 60012

3beds
3baths
2,221sqft
$385,000
$173price/sqft
$2,978/moest. monthly cost
$119,120/yrincome needed

About This Home

Welcome to 538 Cimmaron Circle, Crystal Lake-a beautifully designed 3-bedroom, 2.5-bath home offering the perfect blend of comfort, style, and modern convenience. The open-concept floor plan creates a bright and inviting living space, ideal for both everyday living and entertaining. The spacious kitchen is equipped with newer (2025) Samsung SmartThings-compatible appliances, giving you the convenience of smart home connectivity and effortless control of your kitchen from your smartphone. The seamless flow between the kitchen, dining, and living areas makes this home perfect for hosting family and friends. Upstairs, you'll find three freshly painted generously sized bedrooms, including a comfortable primary suite with a private bath. An additional full bathroom and a convenient half bath provide plenty of space for family and guests. The laundry room includes an ALL-IN one washer and dryer combo, allowing clothes to be washed and dried in a single cycle, without transferring loads. The Samsung SmartThings app connects the appliances to WI-FI and allows the homeowner to monitor them from their smart phone. It can show Cycle or Cooking Status, send notifications when a cycle is complete, provide maintenance reminders, and allow certain settings or functions to be managed remotely. The garage is currently configured as a home gym but can easily be converted back to vehicle parking. Located in a desirable Crystal Lake neighborhood, within a highly regarded school district, near the Metra station and Crystal Lake beaches. This move-in-ready home combines modern technology, functional design, and everyday comfort. Don't miss your opportunity to make 538 Cimmaron Circle your next home!

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

9/10
Prairie Ridge High SchoolGrades 9-121.8 mi
8/10

Construction

Condition

  • Year built: 2020

Materials

  • Construction materials: Vinyl Siding,Brick

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse,Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom2

  • Level: Second
  • Area: 156
  • Dimensions: 13X12

Bedroom3

  • Level: Second
  • Area: 120
  • Dimensions: 12X10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 130
  • Dimensions: 13X10

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,221 sqft

Kitchen

  • Level: Main
  • Area: 180
  • Dimensions: 15X12

Laundry

  • Level: Lower
  • Area: 54
  • Dimensions: 9X6

Living Room

  • Level: Main
  • Area: 276
  • Dimensions: 23X12

Master Bedroom

  • Features: Bathroom (Full)
  • Level: Second
  • Area: 210
  • Dimensions: 15X14

Recreation Room

  • Level: Lower
  • Area: 165
  • Dimensions: 15X11

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 1427456028
  • Special condition: None

Lot

  • Lot size: 600 sqft
  • Lot size dimensions: 20x30

Parking

  • Total spaces: 2
  • Parking features: Yes,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Tornado
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance *$137$1,644
Property Taxes $725$8,700
Electricity $170$2,049
Total$2,978$35,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,102/yr
40% on housing$89,340/yr
45% on housing$79,413/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$173This listing

vs Other Active Listings

Avg $/sqft

ZIP 60012$211
McHenry County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 60012$197
McHenry County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Contingent$385,000
2026-07-23Listed for sale$385,000
2024-09-27Sold$335,000
2024-06-29Contingent$345,000
2024-06-19Price change$345,000
2024-06-13Listed for sale$350,000
2020-12-04Sold$269,595

For Sale by Agent

AgentRene Acevedo
BrokerageA & G Realty Inc.

Similar Homes