2383 W Shore Drive, Lummi Island, WA, 98262
About This Home
A rare west-side waterfront estate opportunity on Lummi Island—10+ acres of pristine island land with 700’ of private shoreline and sweeping west-facing views across the Strait of Georgia, the outer San Juan Islands, and the Canadian mountains beyond. Here, sunsets take center stage, unfolding in wide, unobstructed color over open water. The property includes a charming two-bedroom cottage paired with a functional shop—ideal for immediate enjoyment, guest use, or a base while you bring your long-term vision to life. A dedicated shared well and newer septic system are already in place, offering a strong foundation for future expansion. Gently rolling and usable, the land invites a range of possibilities—from equestrian or agricultural pursuits to the creation of a private, multi-structure coastal compound. Open pasture, native landscape, and the rhythm of the shoreline create a setting that feels both expansive and grounded. With its scale, infrastructure, and premier west-side frontage, this property stands as a compelling opportunity for those seeking to build a legacy estate in one of the island’s most coveted locations. Excellent owner financing is available with attractive terms—offering flexibility and a rare advantage in today’s market.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Property condition: Good
- Year built: 1944
Materials
- Foundation: Poured Concrete
- Roof: Composition
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: 1 Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Washer(s),Water Heater: Electric-tankless,Water Heater Location: Entry
Basement
- Basement: None
Bathroom Full
- Level: Main
Bedroom
- Level: Main
Bedroom
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Window features: Dbl Pane/Storm Window
- Flooring: Hardwood,Vinyl,Carpet
- Number of fireplaces: 1
- Fireplace features: Gas,Main Level: 1,Fireplace
- Fireplace: Yes
Heating & Cooling
- Heating features: Fireplace,Baseboard,Electric,Propane
- Cooling features: None
Interior Area
- Total structure area: 1,120
- Total interior livable area: 1,120 sqft
Living Room
- Level: Main
Utility Room
- Level: Main
Property
Details
- Parcel number: 3701052123540000
- Zoning: RRI
- Zoning description: Jurisdiction: County
- Special condition: Standard
- Other equipment: Leased Equipment: Propane Tank
Features
- Levels: One
- Stories: 1
- Entry location: Main
- Patio & porch: Dbl Pane/Storm Window,Fireplace,Water Heater
- Has view: Yes
- View description: See Remarks,Sound,Strait,Territorial
- Has water view: Yes
- Water view: Sound,Strait
- On waterfront: Yes
- Waterfront features: Medium Bank,Saltwater,Sound,Strait
- Frontage length: Waterfront Ft: 700
- Topography of land: Level,Rolling,Sloped
- Residential vegetation: Fruit Trees,Garden Space,Pasture
Lot
- Lot size: 10.49 Acres
- Features: Paved,Secluded,Deck,Fenced-Partially,Propane,RV Parking,Shop
- Lot size dimensions: 660' x 628' x 177' x 337' x 186' x 857'
Parking
- Total spaces: 1
- Parking features: Detached Garage,Off Street,RV Parking
- Has garage: Yes
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Avalanche
- Coastal Flooding
- Earthquake
How This Home’s Risks Compare
FEMA Declared Disasters in Whatcom County and Washington
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $8,596 | $103,152 |
| Home Insurance * | $595 | $7,140 |
| Property Taxes | $417 | $5,004 |
| Electricity | $149 | $1,793 |
| Total | $9,757 | $117,084 |
Income You'd Need if You Spent...
Washington FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-12 | Listed for sale | $1,700,000 |
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