35369 Ruffing Rd, Dade City, FL, 33523
About This Home
Welcome to peaceful living in Dade City! Built in 2024, this stunning 2-story home sits on 2.5 acres and offers the perfect blend of modern finishes and open space with NO HOA and NO CDD. Featuring 5 bedrooms, 4.5 bathrooms, and a spacious layout designed for both everyday living and entertaining, this property is loaded with upgrades throughout. The kitchen showcases granite countertops, 42-inch upper cabinets, and ample storage space, while double-pane windows provide energy efficiency and natural light throughout the home. Outside you can enjoy plenty of room for animals, hobbies, or equipment with a 16x23 pole barn equipped with electric and a fully fenced 29x43 animal pen. Whether you're looking for space to spread out or to enjoy country living with modern conveniences, this property offers endless possibilities in a growing area of Pasco County.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2024
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Block,Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Range,Range Hood,Refrigerator
- Laundry features: Inside
Bathroom2
- Level: First
- Area: 30
- Dimensions: 5x6
Bathroom3
- Features: Tub With Shower
- Level: Second
- Area: 64
- Dimensions: 8x8
Bathroom4
- Features: Tub With Shower
- Level: Second
- Area: 81
- Dimensions: 9x9
Bedroom2
- Features: Ceiling Fan(s),Built-in Closet
- Level: Second
- Area: 156
- Dimensions: 12x13
Bedroom3
- Features: Ceiling Fan(s),Built-in Closet
- Level: Second
- Area: 156
- Dimensions: 12x13
Bedroom4
- Features: Ceiling Fan(s),Built-in Closet
- Level: Second
- Area: 156
- Dimensions: 12x13
Bedroom5
- Features: Ceiling Fan(s),Built-in Closet
- Level: Second
- Area: 132
- Dimensions: 12x11
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Dining Room
- Level: First
- Area: 110
- Dimensions: 11x10
Features
- Ceiling Fan(s),High Ceilings,Stone Counters,Walk-In Closet(s)
- Flooring: Laminate,Tile
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 3,588
- Total interior livable area: 2,642 sqft
Kitchen
- Level: First
- Area: 143
- Dimensions: 11x13
Laundry
- Level: First
- Area: 36
- Dimensions: 6x6
Living Room
- Level: First
- Area: 270
- Dimensions: 15x18
Loft
- Level: Second
- Area: 143
- Dimensions: 11x13
Primary Bathroom
- Features: Dual Sinks,Tub with Separate Shower Stall
- Level: First
- Area: 110
- Dimensions: 11x10
Primary Bedroom
- Features: Ceiling Fan(s),Dual Closets
- Level: First
- Area: 180
- Dimensions: 12x15
Property
Details
- Parcel number: 212420000.0007.00002.0
- Zoning: AR
- Special condition: None
Features
- Levels: Two
- Stories: 2
- Exterior features: Other
Lot
- Lot size: 2.52 Acres
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hurricane
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Pasco County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,539 | $42,468 |
| Home Insurance * | $674 | $8,088 |
| Property Taxes | $989 | $11,868 |
| Electricity | $265 | $3,190 |
| Total | $5,467 | $65,604 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-06 | Listed for sale | $729,900 |
| 2021-06-07 | Sold | $125,000 |
View on Zillow