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18354 Monteverde Dr, Spring Hill, FL, 34610

4beds
4baths
2,850sqft
$699,900
$246price/sqft
$5,205/moest. monthly cost
$208,200/yrincome needed

About This Home

Stunning 2023 custom home by Dream Custom Homes situated on 1.54 acres, offering 4 bedrooms plus a dedicated office, 3 bathrooms, and modern upgrades throughout. This move-in ready home combines the privacy of agricultural zoning with the convenience of being close to shopping, dining, and just 45 minutes to Tampa. Step inside to a spacious open-concept floor plan designed for both everyday living and entertaining. The kitchen features beautiful granite countertops, ample cabinetry, and flows seamlessly into the main living areas. A dedicated office provides the perfect work-from-home space or flex room. Home is fully wired for WIFI. Enjoy Florida living at its best with an extended paver lanai, ideal for relaxing or hosting guests. The property also includes a large 20x16 ft shed, perfect for storage, a workshop, or hobby space. Fully fenced. This home was built with both quality and future planning in mind, featuring underground electrical service (no overhead wires), a 300-amp electrical panel prewired for a future pool, and newer construction for energy efficiency and peace of mind. A rare find, the entire home is fully wheelchair accessible, offering comfort and functionality for a wide range of buyers. If you're searching for a newer construction home on acreage, a custom home with land, or a 4 bedroom home with office near Tampa--this property checks all the boxes. Schedule your private showing today.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

4/10
4/10
Crews Lake K-8 SchoolGrades 6-83.3 mi
4/10
Hudson High SchoolGrades 7,9-127.3 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2023

Materials

  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Ice Maker,Refrigerator
  • Laundry features: In Unit

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Ceiling Fan(s),Double Vanity,Eat-in Kitchen,Entrance Foyer,Kitchen Island,Open Floorplan,Pantry,Primary Bathroom -Tub with Separate Shower,Master Downstairs,Split Bedrooms,Walk-In Closet(s),Split Plan
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,850
  • Total interior livable area: 2,850 sqft

Kitchen

  • Level: Main
  • Area: 279.631
  • Dimensions: 23.11x12.1

Master Bedroom

  • Level: Main
  • Area: 263.75
  • Dimensions: 21.1x12.5

Property

Accessibility

  • Accessibility features: Accessible Bedroom,Accessible Central Living Area,Accessible Closets,Accessible Common Area,Accessible Doors,Accessible Entrance,Accessible Full Bath,Accessible Hallway(s),Accessible Kitchen,Accessible Kitchen Appliances,Customized Wheelchair Accessible

Details

  • Parcel number: 0624180040000020581
  • Zoning: AR1
  • Zoning description: Agricultural Residential
  • Special condition: Standard

Features

  • Stories: 1
  • Patio & porch: Covered
  • Fencing: Fenced,Wire,Wood

Lot

  • Lot size: 1.54 Acres
  • Features: Agricultural,Few Trees

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener,Gated
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Pasco County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$474$5,688
Property Taxes $906$10,872
Electricity $286$3,441
Total$5,205$62,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$178,457/yr
40% on housing$156,150/yr
45% on housing$138,800/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$246This listing

vs Other Active Listings

Avg $/sqft

ZIP 34610$182
Pasco County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 34610$200
Pasco County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-19Listed for sale$709,900
2021-04-22Sold$42,500

For Sale by Agent

AgentMichael Grilo
BrokerageMeridian Real Estate

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