644 Fanning Bend Dr, Winchester, TN, 37398
About This Home
Luxury home in Fanning Bend. Like new condition with elevated finishes and finished walk-out basement. Water view off cove of Tims Ford Lake, open concept floor plan and XL trex deck. Very well-appointed, furnishings negotiable. Property includes a fenced-in backyard, hardscape fire pit with water view, irrigation, uplighting, built-in WiFi, smart TV's with Sonos bars/subs and a golf cart (15k top of the line). 3k Weber grill. 2-car garage, boat slip with 8k lb boat lift, jet ski port. This is the Lake Life EZ button!! Furniture negotiable. Just move right in and start relaxing at the lake on day one. Community pool and clubhouse across the street. Partially finished basement has additional unfinished space with high ceilings for additional storage / expansion space of around 700 sf. 5th flex room is setup as a bunk room. Very nice home - more upgrades than most in Fanning Bend!
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 2022
Materials
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Built-In Gas Oven
Basement
- Has basement: Yes
- Basement: Finished,Full
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bedrooms: 2
Features
- Flooring: Wood,Other
- Finished area above ground: 3,922
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 3,922
- Total interior livable area: 3,922 sqft
Property
Details
- Parcel number: 053K A 02700 000
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
Lot
- Lot size: 0.41 Acres
- Lot size dimensions: 118.85 x 174.29 IRR
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Strong Wind
- Tornado
- Winter Weather
- Drought
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,548 | $78,576 |
| Home Insurance | $634 | $7,608 |
| Property Taxes | $2,198 | $26,376 |
| Electricity | $318 | $3,823 |
| Total | $9,698 | $116,376 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-04 | Price change | $1,485,000 |
| 2026-03-26 | Listed for sale | $1,525,000 |
| 2025-07-29 | Listing removed | $1,699,000 |
| 2025-04-11 | Listed for sale | $1,699,000 |
| 2023-01-25 | Sold | $1,450,000 |
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