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1445 Fagan St Unit 309, Chattanooga, TN, 37408

1beds
1baths
803sqft
$229,990
$286price/sqft
$1,750/moest. monthly cost
$70,000/yrincome needed

About This Home

Welcome Home to 1445 Fagan Street #309 at Fagan Flats, a modern downtown Chattanooga condo offering style, convenience, and walkable city living. This thoughtfully designed residence features an open-concept layout filled with natural light, contemporary finishes, and efficient use of space ideal for today's urban lifestyle. The kitchen flows seamlessly into the living area, perfect for entertaining or relaxing at home, while the bedroom provides a comfortable private retreat. Residents of Fagan Flats enjoy secure building access and a prime location just minutes from the Southside, downtown Chattanooga, restaurants, coffee shops, entertainment, and local attractions. Whether you're searching for a primary residence, second home, or investment opportunity, this downtown Chattanooga condo for sale offers low-maintenance living in one of the city's most desirable areas. Don't miss the opportunity to own a move-in ready condo in the heart of Chattanooga—schedule your private showing today.

Getting Around

47
WalkingCar-Dependent
33
TransitSome Transit
68
BikeBikeable

Schools

3/10
4/10
The Howard SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Fiber Cement

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Free-Standing Electric Range,Microwave,Refrigerator,Tankless Water Heater
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Washer Hookup

Bathroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Granite Counters,High Ceilings,Open Floorplan,Tub/shower Combo
  • Window features: Insulated Windows,Vinyl Frames
  • Finished area above ground: 803

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 803
  • Total interior livable area: 803 sqft

Laundry

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 146p F 007 C309

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Deck,Patio
  • Exterior features: Balcony

Lot

  • Features: Level
  • Lot size dimensions: 0

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Earthquake
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,162$13,944
Home Insurance $158$1,896
Property Taxes $255$3,060
Electricity $175$2,103
Total$1,750$21,000

Income You'd Need if You Spent...

35% on housing$60,000/yr
40% on housing$52,500/yr
45% on housing$46,666/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$286This listing

vs Other Active Listings

Avg $/sqft

ZIP 37408$232
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37408
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Price change$239,990
2026-03-05Price change$244,990
2026-02-04Listed for sale$249,900
2026-01-20Listing removed$235,000
2026-01-06Price change$235,000
2025-11-20Listed for rent$1,500
2025-09-24Listed for sale$250,000
2023-05-01Listing removed--
2023-03-31Listed for rent$1,500
2023-03-25Listing removed--
2023-02-13Price change$264,800
2023-02-02Listed for sale$264,900
2023-01-12Contingent$264,900
2022-12-29Price change$264,900
2022-11-04Price change$274,900
2022-10-13Listed for sale$279,900
2022-03-16Sold$187,500

For Sale by Agent

AgentDustin Sherlin
BrokerageRealty One Group Experts

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