1615 Fagan St Unit 103, Chattanooga, TN, 37408
About This Home
** Stylish 3-story townhome in the heart of Downtown Chattanooga—designed for flexibility and urban living. ** This 2-bedroom, 2.5-bath residence features a modern, open-concept main level with stainless steel appliances, a tankless water heater, and seamless flow for everyday living or entertaining. ** Each bedroom occupies its own floor and includes a private en-suite bath and balcony—ideal for roommates, guests, or a work-from-home setup with built-in separation and privacy. ** Located just steps from the brand-new OddStory Brewing Co., offering a dog-friendly patio and family-friendly atmosphere, and only 1.5 miles from Finley Stadium. Enjoy quick access to downtown dining, shopping, entertainment, and major corridors. **Important note for buyers:** The property is located within an **approved STVR zoning area**. The home is presently utilized as a **mid-term rental**, providing immediate income potential while preserving future flexibility, subject to buyer permitting and city requirements. Furnishings are negotiable; buyer has first right to purchase. Any remaining items will be removed or sold prior to closing. All information deemed reliable but not guaranteed. Buyer to verify all details of importance.
Getting Around
Car-Dependent
Some Transit
BikeableSchools
Construction
Condition
- Year built: 2021
Materials
- Foundation: Slab
- Construction materials: Brick
Type & Style
- Home type: Townhouse
- Property subType: Townhouse
Interior
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Cooling
- Cooling features: Central Air,Zoned
Features
- Finished area above ground: 1,173
Interior Area
- Total structure area: 1,173
- Total interior livable area: 1,173 sqft
Property
Details
- Parcel number: 146p J 006.02c124
Features
- Exterior features: Awning(s),Balcony
Lot
- Lot size dimensions: 0
Parking
- Parking features: Assigned,Off Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Earthquake
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,592 | $19,104 |
| Home Insurance | $158 | $1,896 |
| Property Taxes | $349 | $4,188 |
| Electricity | $175 | $2,103 |
| Total | $2,274 | $27,288 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-12 | Price change | $325,000 |
| 2026-05-11 | Price change | $2,600 |
| 2026-01-12 | Listed for sale | $329,000 |
| 2025-12-04 | Price change | $2,500 |
| 2025-12-01 | Listed for rent | $2,700 |
| 2025-11-02 | Listing removed | $330,000 |
| 2025-09-30 | Price change | $330,000 |
| 2025-09-12 | Listed for sale | $340,000 |
| 2025-07-23 | Contingent | $325,000 |
| 2025-06-21 | Price change | $325,000 |
| 2025-05-06 | Price change | $330,000 |
| 2025-04-30 | Price change | $335,000 |
| 2025-04-01 | Price change | $340,000 |
| 2025-03-24 | Listed for sale | $350,000 |
| 2025-03-12 | Listing removed | $1,900 |
| 2025-02-19 | Listed for rent | $1,900 |
| 2024-02-19 | Listing removed | -- |
| 2024-01-29 | Listed for rent | $2,000 |
| 2023-12-20 | Listing removed | -- |
| 2023-11-15 | Listed for rent | $2,200 |
| 2023-09-26 | Listing removed | -- |
| 2023-09-12 | Price change | $2,200 |
| 2023-08-16 | Listed for rent | $2,300 |
| 2023-02-22 | Listing removed | -- |
| 2023-01-31 | Listed for rent | $2,200 |
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