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652 Congressional Ave, Red Oak, TX, 75154

5beds
4baths
3,586sqft
$429,999
$120price/sqft
$3,414/moest. monthly cost
$136,560/yrincome needed

About This Home

Nestled in the heart of the charming Oakmont Park community, this new-construction (built in 2022) impresses with both its amount of living space and its sophisticated curb appeal. The brick-clad facade, framed by a covered front porch, greets you warmly and sets a tone of modern elegance. Inside, soaring ceilings and an open-floor plan connect a gourmet kitchen equipped with stone countertops, gas cooktop, and a center island, seamlessly flowing into a dramatic family room perfect for gathering and entertaining. This thoughtfully designed two-story home offers five generously sized bedrooms and four full baths, including a luxurious primary suite on the first floor with double vanities. Beyond the interior, the corner lot delivers a smartly designed layout with a covered patio, wood fencing, gutters, and a classic two-car front-facing garage. It's an ideal home that effortlessly balances open social spaces with private retreats, all wrapped in energy-efficient, modern living.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
4/10
Red Oak Middle SchoolGrades 6-82.6 mi
4/10
Red Oak High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Cooktop,Disposal,Microwave

Bedroom

  • Level: First
  • Dimensions: 12 x 11

Bedroom

  • Level: Second
  • Dimensions: 12 x 13

Bedroom

  • Level: Second
  • Dimensions: 12 x 14

Bedroom

  • Level: Second
  • Dimensions: 12 x 14

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Level: First
  • Dimensions: 13 x 13

Features

  • Smart Home
  • Flooring: Carpet,Luxury Vinyl Plank
  • Number of fireplaces: 1
  • Fireplace features: Electric,Living Room
  • Fireplace: Yes

Game Room

  • Level: Second
  • Dimensions: 16 x 19

Heating & Cooling

  • Heating features: Central,ENERGY STAR Qualified Equipment,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 3,586 sqft

Kitchen

  • Features: Stone Counters
  • Level: First
  • Dimensions: 13 x 21

Living Room

  • Level: First
  • Dimensions: 13 x 15

Master Bedroom

  • Features: Double Vanity
  • Level: First
  • Dimensions: 13 x 21

Office

  • Level: First
  • Dimensions: 12 x 10

Utility Room

  • Level: First
  • Dimensions: 9 x 6

Property

Details

  • Parcel number: 286587

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 7,274 sqft

Parking

  • Total spaces: 2
  • Parking features: Door-Single,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Tornado
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,174$26,088
Home Insurance *$292$3,504
Property Taxes $555$6,660
Electricity $393$4,725
Total$3,414$40,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,051/yr
40% on housing$102,420/yr
45% on housing$91,040/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.6%
5.6%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$120This listing

vs Other Active Listings

Avg $/sqft

ZIP 75154$163
Ellis County$196

vs Homes Sold Last Month

Median $/sqft

ZIP 75154$179
Ellis County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-24Price change$457,000
2026-02-11Pending sale$420,000
2026-01-29Price change$420,000
2025-10-21Price change$435,000
2025-10-10Pending sale$410,000
2025-09-25Price change$410,000
2025-08-27Price change$420,000
2025-08-13Price change$440,000
2025-07-07Price change$457,000
2025-07-03Listed for sale$475,000
2025-06-11Listing removed$465,000
2025-06-02Pending sale$465,000
2025-05-25Contingent$465,000
2025-05-09Listed for sale$465,000
2025-03-19Listing removed$485,000
2025-02-16Price change$485,000
2025-02-06Listed for sale$500,000
2022-12-20Sold--
2022-11-15Pending sale$474,900
2022-10-19Price change$474,900
2022-10-10Price change$514,400
2022-08-10Pending sale$513,400
2022-06-30Listed for sale$513,400

For Sale by Agent

AgentAnthony Giglio
BrokerageMetrolina Estates Realty LLC

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