4890 County Road 310, Crane Hill, AL, 35053
About This Home
SMITH LAKE- Nestled along just over 100 feet of waterfront, this charming lake cottage offers the perfect opportunity to create your own lakeside retreat. Situated on a gently sloping seasonal water lot, the property provides easy access to the shoreline and plenty of outdoor space to enjoy. Inside, you'll find approximately 1,500+/- square feet featuring 3 bedrooms and 2 bathrooms with a comfortable layout that's ready for your personal updates and finishing touches. A full basement garage provides ample storage for lake toys, vehicles, or the potential to expand into additional living or recreation space. Whether you're looking for a weekend getaway, an investment property, or a place to make lasting family memories, this cottage is full of potential. Bring your vision and make this waterfront property your own!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Existing Structure,Good
Materials
- Roof: Metal
- Construction materials: Frame,Vinyl Siding,Drywall,Paneled Walls
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Oven,Electric Range,Electric Water Heater
Basement
- Has basement: Yes
- Basement: Partially Finished
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
Features
- Flooring: Partial Carpet
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 1,589
- Total interior livable area: 1,589 sqft
Property
Details
- Parcel number: 2104200001024000
- Zoning: _
Features
- Stories: 2
- On waterfront: Yes
- Waterfront features: Lake Front,Waterfront Features: Shoreline(Seasonal Water),Waterfront Features: Characteristics(Gentle)
- Frontage length: Waterfront Footage(105ft)
Parking
- Total spaces: 1
- Parking features: Basement
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Strong Wind
- Tornado
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,274 | $27,288 |
| Home Insurance * | $232 | $2,784 |
| Property Taxes | $78 | $936 |
| Electricity | $240 | $2,881 |
| Total | $2,824 | $33,888 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-28 | Listed for sale | $449,900 |
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