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342 S Terrace Ave, Columbus, OH, 43204

2beds
1baths
984sqft
$144,900
$147price/sqft
$1,203/moest. monthly cost
$48,120/yrincome needed

About This Home

This SPACIOUS and beautifully renovated, move-in-ready home offers a bright and inviting living space with a spacious, functional floor plan and generously sized bedrooms. The clean full basement provides abundant storage and endless possibilities for future finishing. Relax with your morning coffee on the welcoming front porch or entertain family and friends in the expansive backyard, offering plenty of room for outdoor activities, gardening, or pets. Whether you're a first-time homebuyer, looking to downsize, or an investor seeking a turnkey opportunity, this home delivers exceptional value. Conveniently located just minutes from downtown Columbus, shopping, dining, parks, schools, and major highways, you'll enjoy the perfect combination of neighborhood charm and city convenience. Don't miss your chance to own this beautifully updated home in an established neighborhood. Schedule your private showing today!

Getting Around

54
WalkingSomewhat Walkable
39
TransitSome Transit
49
BikeSomewhat Bikeable

Schools

4/10
4/10
Hilltonia Middle SchoolGrades 6-80.8 mi
2/10
Briggs High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1924

Materials

  • Foundation: Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Cooling

  • Cooling features: Central Air

Features

  • Flooring: Laminate
  • Fireplace features: Decorative
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Interior Area

  • Total structure area: 984
  • Total interior livable area: 984 sqft

Property

Details

  • Parcel number: 01005125200
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Porch

Lot

  • Lot size: 4,791 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $732$8,784
Home Insurance *$94$1,128
Property Taxes $184$2,208
Electricity $193$2,320
Total$1,203$14,436
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,245/yr
40% on housing$36,090/yr
45% on housing$32,080/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.4%
13.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 43204$122
Franklin County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 43204$155
Franklin County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$139,900
2026-07-28Listed for sale$144,900
2010-02-11Sold$72,398
2010-01-10Price change$14,000
2010-01-09Listed for sale--
2009-09-19Listing removed$40,000
2009-06-26Listed for sale$40,000
2006-06-20Sold$54,000
2006-01-18Sold$30,000

For Sale by Agent

AgentCamila Green
BrokerageHoward Hanna Real Estate Svcs

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