577 Horace Dr, Elgin, IL, 60120
About This Home
NO HOA!! This well maintained and thoughtfully updated home features a spacious family room with a cozy brick wood-burning fireplace, perfect for relaxing or entertaining. The sunny, bright kitchen offers marble countertops, stainless steel appliances, and a movable island that will remain with the home, blending style and functionality. Generously sized bedrooms include new closet doors and brand new carpet (2025), providing comfort and a fresh feel throughout. The home also features fresh paint giving it a modern, move in ready appeal. Major updates include a new roof (2025), new furnace (2023), A/C (2018), water heater (2009), updated electrical panel (2018), and interior gas pipeline. Additional improvements include new light fixtures (2024), garage door (2025), front door (2025), asphalt (2025), and a newer fence (2025). Step outside to enjoy the fully fenced yard perfect for outdoor living, pets, or entertaining. The 3-season sunroom adds extra versatile living space to enjoy throughout much of the year. Please note: washer and dryer are not included. Hammock, swing, roses, and most plants will be removed prior to closing.
Getting Around
Car-Dependent
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1979
Materials
- Foundation: Concrete Perimeter
- Roof: Asphalt
- Construction materials: Vinyl Siding
Type & Style
- Home type: MultiFamily
- Property subType: Duplex,Single Family Residence
Interior
Appliances
- Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Disposal,Stainless Steel Appliance(s)
- Laundry features: Main Level,Washer Hookup
Basement
- Basement: None
Bedroom2
- Features: Flooring (Carpet)
- Level: Second
- Area: 120
- Dimensions: 12X10
Bedroom3
- Features: Flooring (Carpet)
- Level: Second
- Area: 110
- Dimensions: 11X10
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Features: Flooring (Ceramic Tile)
- Level: Main
- Dimensions: COMBO
Family Room
- Features: Flooring (Vinyl)
- Level: Main
- Area: 192
- Dimensions: 16X12
Features
- Window features: Screens
- Number of fireplaces: 1
- Fireplace features: Wood Burning,Family Room
- Fireplace: Yes
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 0
Kitchen
- Features: Kitchen (Eating Area-Table Space),Flooring (Vinyl)
- Level: Main
- Area: 144
- Dimensions: 12X12
Laundry
- Features: Flooring (Vinyl)
- Level: Main
- Area: 50
- Dimensions: 10X5
Living Room
- Features: Flooring (Vinyl)
- Level: Main
- Area: 378
- Dimensions: 21X18
Master Bedroom
- Features: Flooring (Carpet),Bathroom (Full)
- Level: Second
- Area: 165
- Dimensions: 15X11
Sun Room
- Features: Flooring (Other)
- Level: Main
- Area: 143
- Dimensions: 13X11
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 06201040030000
- Special condition: None
- Other equipment: TV-Cable,Ceiling Fan(s)
Features
- Patio & porch: Patio
- Fencing: Fenced
Lot
- Lot size dimensions: 32X25X182X42X191
Parking
- Total spaces: 1
- Parking features: Asphalt,Garage Door Opener,Yes,Attached,Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Tornado
- Heat Wave
- Hail
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,618 | $19,416 |
| Home Insurance * | $170 | $2,040 |
| Property Taxes | $461 | $5,532 |
| Electricity | $130 | $1,569 |
| Total | $2,379 | $28,548 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-07 | Contingent | $320,000 |
| 2026-05-03 | Listed for sale | $320,000 |
| 2013-09-30 | Sold | $126,300 |
| 2013-09-25 | Listed for sale | $124,900 |
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