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177 E 20th Ave, Eugene, OR, 97405

2beds
3baths
1,613sqft
$524,000
$325price/sqft
$3,793/moest. monthly cost
$151,720/yrincome needed

About This Home

Don’t miss this opportunity to own this gorgeous 2023 construction townhome! 177 E 20th Ave offers 2 bedrooms and 2.1 bathrooms. The main level features a bright and open floor plan, filled with natural light from large windows throughout. The gourmet kitchen boasts stainless steel appliances and sleek LVP flooring, while the spacious living area offers plenty of room for entertaining or relaxing. A convenient half bath is located on the ground floor. Upstairs, you’ll find a versatile den area that can be used as an office, reading nook, or additional living space. The two generously sized bedrooms each offer plenty of closet space and large windows. Two full bathrooms are also located on the upper level. Outdoor living is just as inviting with a charming front deck and a fenced backyard. The HOA takes care of all landscaping, ensuring a beautifully maintained exterior year-round. HOA allows rentals of 30+ days—ideal for mid-term stays, seasonal rentals, or extended visits. The attached one-car garage provides secure parking and additional storage. This home is perfectly situated in a prime location near Civic Park, the University of Oregon, and South Eugene High School. Enjoy the convenience of nearby restaurants, easy access to public transportation, and a vibrant neighborhood with countless amenities. Located at The Townhomes at 20th & Amazon, where luxury meets convenience in the heart of Eugene.

Getting Around

90
WalkingWalker's Paradise
41
TransitSome Transit
100
BikeBiker's Paradise

Schools

6/10
Adams Elementary SchoolGrades K-50.9 mi
6/10
Roosevelt Middle SchoolGrades 6-80.4 mi
8/10
South Eugene High SchoolGrades 9-120.2 mi

Construction

Condition

  • Property condition: Approximately
  • Year built: 2023

Materials

  • Roof: Composition
  • Construction materials: Cement Siding

Type & Style

  • Home type: Townhouse
  • Property subType: Residential,Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Free-Standing Range,Free-Standing Refrigerator,Microwave,Stainless Steel Appliance(s),Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Upper
  • Area: 100

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1
  • Main level bathrooms: 1

Features

  • High Ceilings,Vaulted Ceiling(s),Quartz
  • Window features: Double Pane Windows,Vinyl Frames
  • Flooring: Wall to Wall Carpet

Heating & Cooling

  • Heating features: Ductless,Heat Pump,Mini Split
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,613
  • Total interior livable area: 1,613 sqft

Living Room

  • Level: Main
  • Area: 144

Master Bedroom

  • Level: Upper
  • Area: 156

Property

Accessibility

  • Accessibility features: Garage On Main,Accessibility

Details

  • Parcel number: 1913705
  • Attached to another structure: Yes
  • Zoning: R-2

Features

  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Yard
  • Fencing: Fenced

Lot

  • Lot size: 1,742 sqft
  • Features: Level,Sprinkler,SqFt 0K to 2999

Parking

  • Total spaces: 1
  • Parking features: Driveway,On Street,Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Earthquake

FEMA Declared Disasters in Lane County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,649$31,788
Home Insurance *$121$1,452
Property Taxes $847$10,164
Electricity $176$2,119
Total$3,793$45,516
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,045/yr
40% on housing$113,790/yr
45% on housing$101,146/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$325This listing

vs Other Active Listings

Avg $/sqft

ZIP 97405$247
Lane County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 97405$295
Lane County$294

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-09Listed for sale$524,000

For Sale by Agent

AgentJulia Travess
BrokerageTriple Oaks Realty LLC

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