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1683 Delta Dr, Troy, MI, 48085

5beds
4baths
3,620sqft
$1,050,000
$290price/sqft
$7,113/moest. monthly cost
$284,520/yrincome needed

About This Home

New built home July /2024 ready to move in 5 bed- two masters one downstairs one upstairs 4bath two downstairs two upstairs basement partial finished 3 cars garage hated and cooled hardwood floors and 4x4 tiles no carpet 3620 sq feet Need to see it call me 586-904-1985

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

7/10
9/10
Larson Middle SchoolGrades 6-81.1 mi
8/10
Athens High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 2024

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Garbage disposal,Microwave,Range / Oven

Basement

  • Basement: Partially finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Flooring: Tile,Hardwood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 3,620 sqft

Property

Details

  • Parcel number: 2002201067

Features

  • Exterior features: Stone,Brick

Lot

  • Lot size: 0.37 Acres

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Heat Wave
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters in Oakland County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,309$63,708
Home Insurance *$317$3,804
Property Taxes $1,093$13,116
Electricity $394$4,738
Total$7,113$85,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$243,874/yr
40% on housing$213,390/yr
45% on housing$189,680/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.2%
14.2%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$290This listing

vs Other Active Listings

Avg $/sqft

ZIP 48085$230
Oakland County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 48085$215
Oakland County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$1,100,000
2026-04-03Listing removed--
2026-03-14Listed for sale$1,100,000
2026-02-23Listing removed--
2025-07-29Price change$1,100,000
2025-07-12Listed for sale$1,150,000
2025-07-02Listing removed--
2025-04-25Listed for sale$1,150,000
2024-11-10Listing removed--
2024-08-12Price change$1,250,000
2024-07-15Listed for sale$100,000
2023-07-28Sold$160,000
2023-04-16Listed for sale$174,900

For Sale by Owner

AgentProperty Owner

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