Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1429 S Larchmont Dr, Council Bluffs, IA, 51503

6beds
3baths
3,320sqft
$640,000
$193price/sqft
$4,704/moest. monthly cost
$188,160/yrincome needed

About This Home

A rare find in LC schools! A true 6 bedroom, 3 baths, zero entry home that has it ALL? This stunning home offers real hardwood floors, crown molding, custom woodwork, wood burning fireplace, a custom kitchen with cabinets stretching to the ceiling, wine fridge in walk in pantry, 36'' interior 6 panel solid doors, large closets, upgraded crank out windows, oversized covered deck and a work out room with dedicated equip outlets! The primary suite has a soaker tub, all bathrooms have tile and the main floor baths have heated floors. 3 car garage with two 50 amp EV charging outlets. Included is a whole-house backup generator and 400 amp service. Other upgraded features are 2 zone heat pump, whole house water filters, cement board siding, pre-installed wet bar plumbing by sliding walkout door.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
26
BikeSomewhat Bikeable

Schools

3/10
8/10

Construction

Condition

  • Year built: 2022

Materials

  • Roof: Composition
  • Construction materials: Frame

Other

  • Builder name: Cherry Ridge Construction

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3

Features

  • Pantry,Eat-in Kitchen,Ceiling Fan(s),Walk-In Closet(s)
  • Flooring: Wood,Tile
  • Fireplace: Yes
  • Finished area below ground: 1,600
  • Finished area above ground: 1,720

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,320
  • Total interior livable area: 3,320 sqft

Property

Details

  • Parcel number: 7443 03 204 015

Features

  • Levels: One

Lot

  • Lot size: 10,018 sqft
  • Lot size dimensions: .23

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Lightning
Strong Wind
Winter Weather
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,236$38,832
Home Insurance *$471$5,652
Property Taxes $750$9,000
Electricity $247$2,971
Total$4,704$56,448
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$161,280/yr
40% on housing$141,120/yr
45% on housing$125,440/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$193This listing

vs Other Active Listings

Avg $/sqft

ZIP 51503$149
Pottawattamie County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 51503$158
Pottawattamie County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$640,000
2026-07-07Listed for sale$650,000

For Sale by Agent

AgentShawn Lake
BrokerageKey Real Estate

Similar Homes