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45 S Hartford Ave, Columbus, OH, 43222

3beds
4baths
2,306sqft
$439,000
$190price/sqft
$3,499/moest. monthly cost
$139,960/yrincome needed

About This Home

3 Beds • 3.5 Baths • 2,306 Sq. Ft. • 2-Car Garage - 45 S. Hartford Avenue - a beautifully designed single-family home offering 2,306 square feet of thoughtfully crafted living space. With versatile layouts and modern finishes, this home is perfect for creating a lifestyle that suits your needs. Basement - 692 square feet of finished living space, offering endless flexibility. Includes a third bedroom and full bathroom, ideal for guests or as a private retreat. The perfect space for a home office, fitness area, or playroom. First Floor - Open-concept living area seamlessly connecting the kitchen, dining, and family spaces. A convenient half bathroom for guests. Direct access to the detached two-car garage, providing practicality and storage. Second Floor - Two spacious bedrooms with ample closet space. A luxurious owner's suite featuring an en-suite bathroom and walk-in closet. A second full bathroom for added convenience and comfort. Community - Located in Franklinton -- just minutes from Downtown Columbus, the Scioto Peninsula, and local dining and entertainment. Eligible for a 15-year, 100% tax abatement for exceptional long-term savings. Ready for move-in.

Getting Around

67
WalkingSomewhat Walkable
46
TransitSome Transit
67
BikeBikeable

Schools

4/10
3/10
Starling PK-8Grades PK-80.8 mi
2/10
West High SchoolGrades 9-122.8 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2024

Other

  • Builder name: Homes by Thrive

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Egress Window(s),Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Cooling

  • Cooling features: Central Air

Features

  • Window features: Insulated Windows
  • Flooring: Wood,Carpet
  • Common walls with other units/homes: No Common Walls

Interior Area

  • Total structure area: 2,306
  • Total interior livable area: 2,306 sqft

Property

Details

  • Parcel number: 010008994

Features

  • Levels: Two
  • Patio & porch: Patio
  • Fencing: Fenced

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Hail
Heat Wave
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,219$26,628
Home Insurance *$474$5,688
Property Taxes $559$6,708
Electricity $247$2,967
Total$3,499$41,988
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,965/yr
40% on housing$104,970/yr
45% on housing$93,306/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.4%
13.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$190This listing

vs Other Active Listings

Avg $/sqft

ZIP 43222$110
Franklin County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 43222$131
Franklin County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-01-21Price change$579,000
2024-07-02Price change$515,000
2024-06-28Listed for sale$579,000

New Construction Spec

AgentSean C Smothers
BrokerageThrive Realty, Ltd.

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