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1323 Beche St SE, Palm Bay, FL, 32909

3beds
2baths
1,631sqft
$300,000
$184price/sqft
$2,220/moest. monthly cost
$88,800/yrincome needed

About This Home

Beautifully updated 3-bedroom, 2-bath concrete block home situated on a large cul-de-sac lot in Palm Bay! This split floor plan offers privacy and functionality with two separate living spaces, formal dining area, and the possibility of a 4th bedroom. Enjoy a fully updated kitchen and renovated bathrooms featuring modern finishes, plus new contemporary flooring throughout the home. A brand-new roof is pending, offering peace of mind for years to come. Relax or entertain on the screened patio overlooking the spacious backyard with plenty of room to add a pool. Connected to city water and centrally located near shopping, dining, and major roadways. 2005 build allows for lower home owners insurance. HVAC 2 years old, Water Heater 1 year.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
Sunrise Elementary SchoolGrades PK-61.7 mi
3/10
Southwest Middle SchoolGrades 7-84.4 mi
3/10
Bayside High SchoolGrades 9-123.0 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2005

Materials

  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Built-in Features,Ceiling Fan(s),Eat-in Kitchen,Entrance Foyer,Open Floorplan
  • Flooring: Tile,Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,221
  • Total interior livable area: 1,631 sqft

Property

Details

  • Parcel number: 293728Kq02029.00025.00
  • Special condition: Standard

Features

  • Stories: 1
  • Patio & porch: Patio,Rear Porch,Screened
  • Fencing: Full
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 0.29 Acres
  • Features: Cleared,Cul-De-Sac

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Brevard County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$231$2,772
Property Taxes $276$3,312
Electricity $197$2,366
Total$2,220$26,640
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,114/yr
40% on housing$66,600/yr
45% on housing$59,200/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$184This listing

vs Other Active Listings

Avg $/sqft

ZIP 32909$181
Brevard County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 32909$188
Brevard County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-14Listed for sale$350,000
2021-11-08Sold$218,000
2007-02-28Sold$163,500
2005-05-26Sold$136,800

For Sale by Agent

AgentKayla Adamson
BrokerageReal Broker LLC

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