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2095 River Bend Trl, Mayer, MN, 55360

3beds
3baths
2,689sqft
$439,400
$163price/sqft
$3,441/moest. monthly cost
$137,640/yrincome needed

About This Home

To Be Built by Loomis Homes. Welcome to the Stratford! As you enter through the large front porch, you'll see a large open floor plan with a flex room and plenty of natural light! The kitchen has an island and a window over the sink, the dining room looks out over the back yard and the large great room has plenty of space to make your own! This two-story home has laundry and 3 bedrooms on the upper level, including the spacious primary with a walk-in closet and private bath. The mudroom on main level includes half bath and coat closet through the 3 car garage. Make your preferred selections for your new home at our design center! We are happy to provide info on other lots and models available!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

8/10
8/10

Construction

Condition

  • Year built: 2026

Materials

  • Roof: Age 8 Years or Less,Asphalt

Other

  • Builder name: LOOMIS HOMES LLC

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Laundry Closet,Upper Level

Basement

  • Has basement: Yes
  • Basement: Drain Tiled,Concrete,Sump Pump,Unfinished

Bedroom

  • Level: Upper
  • Area: 168
  • Dimensions: 12x14

Bedroom2

  • Level: Upper
  • Area: 132
  • Dimensions: 11x12

Bedroom3

  • Level: Upper
  • Area: 110
  • Dimensions: 11x10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 182
  • Dimensions: 14x13

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,750

Flex Room

  • Level: Main
  • Area: 100
  • Dimensions: 10x10

Foyer

  • Level: Main
  • Area: 54
  • Dimensions: 9x6

Great Room

  • Level: Main
  • Area: 224
  • Dimensions: 16x14

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,689
  • Total interior livable area: 2,689 sqft

Kitchen

  • Level: Main
  • Area: 110
  • Dimensions: 10x11

Porch

  • Level: Main
  • Area: 108
  • Dimensions: 6x18

Primary Bathroom

  • Level: Upper
  • Area: 50
  • Dimensions: 10x5

Walk In Closet

  • Level: Upper
  • Area: 25
  • Dimensions: 5x5

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 501320230
  • Zoning description: Residential-Single Family
  • Foundation area: 939

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch

Lot

  • Lot size: 10,018 sqft
  • Lot size dimensions: 0

Parking

  • Total spaces: 3
  • Parking features: Attached,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Heat Wave
Inland Flooding
Tornado
Winter Weather

FEMA Declared Disasters in Carver County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,221$26,652
Home Insurance *$281$3,372
Property Taxes $713$8,556
Electricity $226$2,721
Total$3,441$41,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,977/yr
40% on housing$103,230/yr
45% on housing$91,760/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 55360$204
Carver County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 55360$210
Carver County$220

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-26Listed for sale$439,400
2026-01-22Listing removed$439,400
2025-02-24Listed for sale$439,400
2025-02-19Listing removed$439,400
2025-01-06Price change$439,400
2024-03-14Listed for sale$429,400
2024-03-13Listing removed--
2023-10-18Listed for sale$416,400
2023-10-16Listing removed--
2023-03-21Listed for sale$406,400
2023-03-21Listing removed--
2022-11-30Listed for sale$398,400
2022-11-28Listing removed--
2022-07-08Listed for sale$438,400

For Sale by Agent

AgentDaniel K Schmitt
BrokerageKeller Williams Realty Integrity Lakes

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