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198 Central St, Talbotton, GA, 31827

3beds
3baths
0sqft
$209,000
--price/sqft
$1,594/moest. monthly cost
$63,760/yrincome needed

About This Home

Welcome to your serene sanctuary in Talbotton, GA! Nestled on over 2 acres, this charming manufactured home offers the perfect blend of privacy and tranquility. The property boasts its very own pond, inviting you to indulge in peaceful fishing afternoons right in your backyard. Step inside to discover an inviting enclosed front porch, ideal for morning coffees or sunset reflections. Spacious interiors and ample natural light create a warm ambiance that feels like home from the moment you walk through the door. Outside, a substantial deck provides an excellent spot for entertaining or simply unwinding with nature as your backdrop. An additional outbuilding is also available for all your storage needs or creative projects. Surround yourself with nature's beauty while enjoying modern comforts and the promise of restful living spaces. This unique property is not just a home; it's a lifestyle awaiting those seeking calmness away from the hustle and bustle. Your idyllic retreat in Talbotton beckons!

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

5/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1995

Materials

  • Roof: Metal
  • Construction materials: Other

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Other
  • Property subType: Single Family Residence,Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Oven/Range (Combo)
  • Laundry features: Other

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Features

  • Double Vanity,Master On Main Level
  • Flooring: Other
  • Finished area below ground: 0
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Other,Propane
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: 005 12021 18

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 2.29 Acres
  • Features: None

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Hail
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,056$12,672
Home Insurance *$175$2,100
Property Taxes $144$1,728
Electricity $219$2,637
Total$1,594$19,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,651/yr
40% on housing$47,820/yr
45% on housing$42,506/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -5.0%
-5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 31827$95
Talbot County$405

vs Homes Sold Last Month

Median $/sqft

ZIP 31827
Talbot County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-05Price change$219,900
2026-02-14Listed for sale$225,000
2025-08-08Listing removed$225,000
2025-07-15Listed for sale$225,000

For Sale by Agent

AgentKia Walker
BrokerageSanders Real Estate

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