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450 Riverside Dr, Santa Rosa, NM, 88435

1beds
1baths
861sqft
$165,000
$192price/sqft
$1,216/moest. monthly cost
$48,640/yrincome needed

About This Home

Welcome to this cute New Mexico style adobe Home, this home features lots of gorgeous updates including kitchen, bathroom, flooring, lighting, doors. Move In ready! Home comes with freestanding Range, Dryer, refrigerator. Immaculately cared for. Perfect for a getaway or vacation home. Room for boat/camper/RV/ also large 2-bay detached garage with enclosed bay that can be used for workshop, storage or gym. Walk to the famous Blue Hole for diving, City Park Lake, Fishponds or wetland wildlife habitat for birdwatching. Minutes from fishing, camping, boating, lakes and rivers. 10-minute drive to Santa Rosa Lake State Park. Minutes from I40, 1hour 40 minutes from Albuquerque

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
8/10
Santa Rosa Middle SchoolGrades 6-80.9 mi
1/10
Santa Rosa High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1950

Materials

  • Roof: Metal,Pitched
  • Construction materials: Adobe,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Free-Standing Gas Range,Refrigerator
  • Laundry features: Electric Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Attic,Main Level Primary,Walk-In Closet(s)
  • Window features: Sliding
  • Flooring: Tile

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 861
  • Total interior livable area: 861 sqft

Kitchen

  • Level: Main
  • Area: 99

Living Room

  • Level: Main
  • Area: 110

Primary Bedroom

  • Level: Main
  • Area: 136

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1124048343073
  • Zoning description: R-1

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Privacy Wall,Propane Tank - Owned
  • Fencing: Back Yard

Lot

  • Lot size: 5,662 sqft
  • Features: Xeriscape

Parking

  • Total spaces: 2
  • Parking features: Door-Multi,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Wildfire
    WildfireRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Winter Weather
Wildfire
Cold Wave
Drought
Hail
Strong Wind

FEMA Declared Disasters in Guadalupe County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $834$10,008
Home Insurance *$159$1,908
Property Taxes $75$900
Electricity $148$1,780
Total$1,216$14,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,691/yr
40% on housing$36,480/yr
45% on housing$32,426/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -9.4%
-9.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$192This listing

vs Other Active Listings

Avg $/sqft

ZIP 88435$1,289
Guadalupe County$1,319

vs Homes Sold Last Month

Median $/sqft

ZIP 88435
Guadalupe County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$165,000
2026-07-21Listed for sale$165,000
2024-03-15Listing removed--
2023-10-28Listed for sale$140,000

For Sale by Agent

AgentBill H Casaus
BrokeragePinnacle Real Estate Group

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