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14362 Cordgrass Ln, Perdido Key, FL, 32507

4beds
4baths
2,170sqft
$675,000
$311price/sqft
$5,947/moest. monthly cost
$237,880/yrincome needed

About This Home

This beautifully furnished coastal residence is located in the prestigious Lost Key Beach Club and Resort community in Pensacola, offering coastal charm and modern comforts. The home is decorated in calming colors with a relaxed beach vibe, ideal for full-time living or as a vacation property. Interior Features: • 4 spacious bedrooms and 4 full bathrooms • Fully furnished with thoughtful coastal décor • Screened balcony offering pleasant views — perfect for relaxing outdoors • Open, comfortable living spaces designed to maximize natural light • Practical layout to comfortably accommodate family, guests, or renters • 2-car tandem garage with extra storage and an EV charging outlet included • Easy access to outdoor community spaces and amenities • Positioned on one of the closest 4-bedroom streets to the beach in Lost Key — roughly a 12-minute walk via a flat, paved sidewalk or a short ride on the neighborhood shuttle • 24-hour gated community with security • Private beach access for residents and guests • Private beach club with full-service restaurant and bar • Resort-style pool with fountains, zero entry area, and hot tub • Fitness center, tennis and pickleball courts, walking/biking trails, and a public championship golf course all within the community

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

7/10
5/10
3/10
Escambia High SchoolGrades 9-1212.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2020

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Gable,Hip
  • Construction materials: Block,Concrete,Frame

Type & Style

  • Home type: Townhouse
  • Architectural style: Craftsman
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Water Heater,ENERGY STAR Qualified Dishwasher,ENERGY STAR Qualified Refrigerator,ENERGY STAR Qualified Appliances,ENERGY STAR Qualified Water Heater

Bedroom

  • Level: Third
  • Area: 120

Bedroom1

  • Level: Third
  • Area: 120

Bedroom2

  • Level: Third
  • Area: 120

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Ceiling Fan(s)
  • Flooring: Tile,Carpet

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Water Source Heat Pump,Ceiling Fan(s),ENERGY STAR Qualified Equipment

Interior Area

  • Total structure area: 2,170
  • Total interior livable area: 2,170 sqft

Master Bedroom

  • Level: Third
  • Area: 224

Property

Details

  • Parcel number: 353s324401000100
  • Attached to another structure: Yes
  • Zoning description: Res Single

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Fenced,Gunite,Pool/Spa Combo,Salt Water,Community
  • Exterior features: Balcony,Tennis Court(s)
  • Spa features: Community

Lot

  • Lot size: 3,920 sqft
  • Features: Near Golf Course,Interior Lot

Parking

  • Total spaces: 2
  • Parking features: 2 Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters in Escambia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance *$1,593$19,116
Property Taxes $723$8,676
Electricity $218$2,620
Total$5,947$71,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$203,897/yr
40% on housing$178,410/yr
45% on housing$158,586/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.1%
14.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$311This listing

vs Other Active Listings

Avg $/sqft

ZIP 32507$271
Escambia County$204

vs Homes Sold Last Month

Median $/sqft

ZIP 32507$193
Escambia County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-23Listed for sale$675,000
2026-01-13Listing removed$695,000
2025-10-22Listed for sale$695,000
2020-11-10Sold$493,400
2019-07-22Sold$393,700

For Sale by Agent

AgentTaylor Daily
BrokerageRE/MAX OF ORANGE BEACH

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