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103 Bonito Drive, Ocean Ridge, FL, 33435

4beds
4baths
3,018sqft
$2,200,000
$729price/sqft
$20,223/moest. monthly cost
$808,920/yrincome needed

About This Home

Renderings included for a brand-new luxury waterfront residence in exclusive Ocean Ridge. This 10,261 SF property on the Dolphin Canal Waterway offers the opportunity to build a 2-story coastal contemporary home with approximately 3,018 SF under air, 4 bedrooms, 4 baths, and a 2-car garage. Planned features include soaring ceilings, open-concept living, gourmet kitchen, first-floor guest suite or office, spacious primary suite with private balcony, covered patio, pool, spa, and seamless indoor-outdoor living. Opportunity to purchase both available lots and create one larger custom waterfront estate. Ideally located near Delray Beach, beaches, dining, and shopping. Information provided by the listing brokerage and its representatives—including pricing, measurements, square footage, lot dimensions, calculations, statistics, and media—is believed to be accurate but is not guaranteed and may be subject to errors, omissions, or changes without notice. Buyers and sellers are encouraged to independently verify all details and complete their own due diligence before entering into any transaction

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

2/10
3/10
3/10
Lantana Middle SchoolGrades 6-82.9 mi

Construction

Condition

  • Property condition: To Be Built
  • Year built: 2027

Materials

  • Roof: Concrete
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Other

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Other
  • Flooring: Other

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,693
  • Total interior livable area: 3,018 sqft

Property

Details

  • Parcel number: 46434522100001030
  • Zoning: RSF (city)
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • On waterfront: Yes

Lot

  • Lot size: 10,260 sqft
  • Features: < 1/4 Acre

Parking

  • Total spaces: 4
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Heat Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters in Palm Beach County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,124$133,488
Home Insurance *$5,274$63,288
Property Taxes $3,522$42,264
Electricity $303$3,644
Total$20,223$242,676
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$693,360/yr
40% on housing$606,690/yr
45% on housing$539,280/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.0%
4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$729This listing

vs Other Active Listings

Avg $/sqft

ZIP 33435$322
Palm Beach County$444

vs Homes Sold Last Month

Median $/sqft

ZIP 33435$380
Palm Beach County$365

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Listed for sale$2,200,000
2021-12-08Sold$991,779
2021-11-22Price change$1,499,000
2021-11-11Price change$1,649,000
2021-10-29Price change$1,749,000
2021-09-27Listed for sale$1,849,000

For Sale by Agent

AgentRenee Nicole Strack
BrokerageSerhant

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