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15566 Us Highway 12, Union, MI, 49130

--beds
1baths
--sqft
$109,550
--price/sqft
$854/moest. monthly cost
$34,160/yrincome needed

About This Home

US 12 Steady Communter and Travel Route Close Proximity to Indiana State Line Cass County Michigan Porter Township governs all building , planning, and permits. Visit Porter Township township website: 3Phase power at pole at North Property Line. Currently 2 phase power provided at structure. Natural Gas Positive attibuites of Union , Michigan Steady Communter and Travel Route Close Proximity to Inidiana State Line Baldwin Lake, Long Lake , Indiana Lake , and Coverdale Lake Dr. T.K.Lawless Park = 820 acres , Fred Russ Forest Parke . Newton Woods= 580 acres US- 12 , Estimate Vehicle Travel 6,800 estimates according to MDOTCityDistance (miles)Approx. DriveBattle Creek, MI~61miles1hr 26minKalamazoo, MI~47miles1hr 11 minLansing, MI~116miles2 hr 10 minElkhart, IN~11 miles21 minSouth Bend, IN~27 miles45 minChicago, IL117 miles2 hr 21minNew Buffalo, MI47 miles1 hr 29min Contact Me Today: Dwayne MorrisMossy Oak Properties Michigan OutdoorsCell:

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

4/10
Central Elementary SchoolGrades PK-511.9 mi
4/10
White Pigeon Jr/Sr High SchoolGrades PK,6-1211.9 mi

Construction

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Other

Interior

Bedrooms & Bathrooms

  • Bathrooms: 1
  • Full bathrooms: 1

Property

Details

  • Parcel number: 1412020704000

Lot

  • Lot size: 0.30 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Tornado
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters in Cass County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $553$6,636
Home Insurance *$29$348
Property Taxes $84$1,008
Electricity $188$2,259
Total$854$10,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$29,280/yr
40% on housing$25,620/yr
45% on housing$22,773/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 49130$299
Cass County$239

vs Homes Sold Last Month

Median $/sqft

ZIP 49130$255
Cass County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-20Listed for sale$109,550
2022-06-02Sold$80,000

For Sale by Agent

AgentDwayne Morris
BrokerageMossy Oak Properties Michigan Outdoors

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